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Show HN: MCP server ONLY app for personal finances

passage.money

4 points by bjpless 2 months ago · 2 comments · 1 min read

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We're a team of founding Plaid engineers, backed by the funds of the Plaid CEO and Max Altman.

https://res.cloudinary.com/dxxog3y9j/image/upload/v177246957...

We've to build a conversationa way to talk to your money. It lives entirely in Claude right now -- no standalone mobile or web app.

To our knowledge, there are few, if any, full-featured consumer apps that exist entirely as MCP servers. We believe that's chat surfaces with MCP servers will become the primary user interface of the future.

The user experience is genuinely very cool, from cleaning your Plaid transaction history to projecting future cash balances.

We initially started with ChatGPT for obvious distribution reasons but found that Claude is the only viable option right now for consumer MCP experiences due to its multi-tool calling ability -- it's critical.

A potential next step goal with this project is to make it self-hosted and remove all third-party data sharing, aside from your bank.

bjplessOP 2 months ago

Curious about preference stack:

A) Within their favorite LLM, data sharing with Plaid and the frontier lab.

B) An entirely self-hosted agent on their computer with open source LLM models + WhatsApp / SMS communication channels.

C) I don't care about conversational finance.

rc1 2 months ago

Before writing it off..

> Passage is built by the founding engineers behind Plaid one of the most trusted financial platforms in the world that powers apps like Venmo, Coinbase, Robinhood, Acorns, and more.

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