Show HN: BankToBudget – Instantly turn your bank exports into a monthly budget
I built a small tool that turns any bank export (CSV, Qif, etc.) into a clear monthly budget summary.
It automatically detects:
- recurring income and expenses - variable costs (like groceries, parking, etc.)
No account, no subscription.
I use GPT-5 under the hood to interpret messy transaction data and group it intelligently — it works across banks and languages.
Would love feedback on:
- accuracy of the categories
- clarity of the results
- features you’d expect The backend uses Laravel to parse and clean raw exports before sending structured data to GPT-5 for categorization.
Nothing fancy; just a pragmatic way to turn raw bank data into something understandable.