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Ask HN: Stripe alternative for marketplace type business

4 points by zigcBenx 6 months ago · 3 comments · 1 min read

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HN, I’m struggling with Stripe’s fees for my vendor payout platform. Beyond 2.9% + $0.30/transaction, Stripe Connect charges 0.25% per payout and $2/month per active account. With many vendors, this eats lots of revenue, especially on small transactions.

Alternatives like Wise, Trustap, and Lemonway don’t support multi-party payouts well.

I need a provider for collecting customer payments and distributing to vendors, ideally with an escrow model for secure, milestone-based payouts.

Any suggestions for developer-friendly, low-fee options? (This week I have meet with escrow.com, will let you know how that goes)

Thanks!

wdb 6 months ago

Have you checked out Adyen?

  • zigcBenxOP 6 months ago

    I will check it out. Thanks for suggesting!

    • zigcBenxOP 6 months ago

      Already got a reply

      "Unfortunately, based on the information you provided we have assessed that Adyen is not the right fit for you at this moment."

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