YNAB rolling out an ~18% price increase
old.reddit.comI feel like I'm the only person still just using their ancient Excel sheet from years and years ago. I'm not even using it "correctly". This is all people need, I don't know why people pay for whatever ynab is today. I keep a new file for every year and I keep a blank one. I roll the previous year into a simple income on the first of the year. Everything just works. Sometimes I take all the register entries and just make a big long meta sheet to see if stuff "makes sense". Yeah, that's the YNAB I tell people about, not this one, whatever the heck it is now lol.
I've been using YNAB4 for almost a decade now. While all of its core functionality can be done in a spreadsheet, I still find it much more convenient to not have to think about writing custom Excel equations. It's a shame nobody can get it as a one-off purchase anymore.