Show HN: Mortgage calculator using discounted cash flow
walletcal.comFor some inspiration. These are UK Calculators but they work with Javascript, live updates. (well Laravel Livewire).
https://cyborg.finance/mortgage-tools/buy-to-let-mortgage-ca...
https://cyborg.finance/mortgage-tools/loan-to-value-calculat...
Can someone please explain what the discount rate means?
Annual discount rate the rate by which you want to discount the future cash flow. For example, 6% means that $1000 in a year should be valued at $1000/(1 + 6%) = $943 in today's dollars, because if one has $943 today and invests it, one can probably get $1000 in a year. The recommended rate is the long-term (10 yr) government bound return rate, which is about 6% in the United States.