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Ask HN: Investing money for your children

2 points by dome82 9 years ago · 1 comment · 1 min read


Hi everyone,

I am completely new about investing,and I was wondering what are the best strategies for investing money for your kids (less than one year old).

How did you invested money for your kids? What are you advice on the topic and more important, what should I absolutely learn in this field?

Thank you from a super beginner!

Have a wonderful day and smile! :)

Best, Domenico

greenyoda 9 years ago

If you're in the U.S., you should learn about tax-advantaged educational savings accounts, such as Coverdell accounts:

https://www.irs.gov/taxtopics/tc310.html

If you're completely new to investing in general, you should learn about basic issues of investing, such as the impact of fees on the long-term returns of investments. For example, directly opening a mutual fund account with a low-cost provider like Vanguard is usually a much better deal than going through the sales people at your local bank (who will gouge you on fees).

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