PayRam | Self-Hosted Payment Gateway for Humans & AI Agents

3 min read Original article ↗

Accept card and crypto payments on self-hosted infrastructure you own. No signup, no approvals, no account freezes — ever.

$100M+ settled·100+ merchants·No signup needed

PayRamDEMO

Step 1 · Add credit

Add Credit

Choose an amount to add to your demo account.

$

Accept Crypto WITHOUT THIRD-PARTY

PayRam is a self-hosted cryptocurrency payment processor that is secure, private, & resistant to censorship.

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PayRam self-hosted payment gateway — accept crypto without third parties

PayRam self-hosted payment gateway on mobile

Self-Hosted Setup

Deploy in 10 minutes. No signup. No waiting.

One command. Your server. Your wallet. Your rules. No approval queue — just run this and go live.

bash <(curl -fsSL https://payram.com/setup_payram.sh)

Ubuntu 22.04+·2 CPU, 8GB RAM·~10 minutes·Self-custody

How Funds Flow

One address per customer. One wallet that’s always yours.

PayRam assigns every customer a permanent, dedicated deposit address — free to create, zero management. SmartSweep consolidates balances into your cold wallet automatically. No custody hand-off. No manual moves. Your keys, your funds.

Unique · Permanent · Free

Every customer gets their own address — forever. No sharing, no collision, zero cost to create.

Sweeps automatically

SmartSweep moves every balance to your cold wallet the moment it crosses your threshold. You watch — you never touch.

Always your custody

Funds land in YOUR cold wallet. Not an exchange. Not PayRam. The private key never leaves your hands.

For AI Agents & Builders

Add a Payment Gateway to Your Agents

No signup. No KYB. No human required. Deploy a self-hosted crypto payment gateway with card-to-crypto onramps. Your agent handles everything.

The Old Way

  • Fill out KYB application
  • Wait 5–14 days for approval
  • Share business documents
  • Risk account suspension

The PayRam Way

  • Run one command or prompt
  • Live in 5 minutes
  • No forms. No documents.
  • Permissionless forever

No SignupNo KYBCard-to-CryptoSelf-Custody5-Min DeployMulti-Chain

Zero waiting. Go live with payments in minutes.

Launch your private payment gateway with PayRam. No approvals required, go permissionless from day one.

Experience PayRam in action

See how our features work with real-time interactions

One platform. Total payments control.

From global settlements to API-driven workflows, simplify the way you send, receive, and scale payments.

PayRam mobile app — manage wallets, approve payments, and transfer funds from your phone

Power in your pocket

PayRam Business App available on

PayRam cut our payment settlement time from 3 days to under 10 minutes. The self-hosted setup gave us full control — no middlemen, no frozen funds. It's become the backbone of our checkout flow.

Marcus T.

CTO at a Global E-Commerce Platform

Frequently asked questions

Getting started with PayRam is fast and code-light. Simply embed our pre-built API snippets into your platform, and you'll be ready to accept crypto payments in under an hour—no account activation required. Need help? Our 24/7 support team will guide you through the integration process, whether you're launching a casino, e-commerce store, or marketplace. Explore Integration Guides

PayRam offers unlimited transactions with enterprise-grade scalability. Whether you're processing 10 payments or 10,000 daily, our gateway handles it effortlessly. We support 20+ tokens across top networks.

To ensure smooth performance, we recommend:

  • 2 CPU cores (4 recommended)
  • 6 GB RAM (8 recommended)
  • 15 GB+ disk
  • Ubuntu 22.04

PayRam supports 20+ tokens, including:

  • Stablecoins: USDC, USDT
  • Major coins: Bitcoin, Ethereum, Solana, Tron
  • Emerging tokens: Added monthly

Yes! Book a free 1:1 demo to see PayRam in action. We'll show you how to customize checkout flows, automate crypto-to-fiat conversions, and leverage fraud-proof blockchain security.