This research was supported by the Maryland Longitudinal Data System (MLDS) Center. We are grateful for the assistance provided by the MLDS Center. All opinions are the authors’ and do not represent the opinion of the MLDS Center or its partner agencies. Nesbit is currently serving as Associate Economist at the RAND Corporation; however, the views, opinions, findings, conclusions, and recommendations contained herein are the author’s alone and not those of RAND. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.