Top 5 questions people ask us
Gabi is an online insurance broker and agent. We don’t replace the insurance company, we just help you shop. Our product is a free tool that helps you compare auto and home insurance rates across top providers and finds you the cheapest rate for your exact coverage.
Gabi uses the account credentials to your current insurance account (or a PDF of your policy declarations page) to learn about your current coverage details, so you don’t have to input them manually. We use those details to get you apples-to-apples comparisons for the same coverage from other insurance providers to find the best rate. If you don’t want to use this feature, you can manually enter your information and select coverages to get a quote.
Just like all agents, Gabi is paid a commission by the insurance company. There is no upcharge to you, our tool is free for you to use. These commissions are from the insurance companies' marketing budgets given we brought them new customers, not from your premiums. Your rates are the rates provided and don’t change. This means you never pay extra to use our service.
We show you quotes based on your best savings, we are unbiased and make the same commission regardless. We will always recommend the cheapest policy no matter what.
We will never sell or share your data and we don’t cold call or spam our customers.
Yes, we are licensed in all 50 states, as well as Washington DC. You can view all our licenses here.
Gabi is a part of Experian, the world’s leading global information services company, and has helped hundreds of thousands of people shop for their home and auto insurance. You can read reviews from real people on a number of 3rd party review platforms here.