Free Accounting Software For UK Small Businesses & Self-Employed | Crunch

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Simple pricing. Award-winning software.

Trusted by over 64,000 — simple but powerful software for busy business owners like you, helping you feel calm, clear, and in control of your finances.

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Simple software, built for beginners

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No commitment, cancel anytime

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HMRC Recognised

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Making Tax Digital ready

Crunch Free

Crunch’s basic tools to manage your business. With ads, but free forever.

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Send unlimited invoices

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Track & automate expenses

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Connect your bank account

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Effortless bank reconciliation

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Faster payments with CrunchPay

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CSV statement upload

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Personal Tax Estimator  

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Ad free software experience

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Send invoices without ads

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Making Tax Digital and IT ready

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Reconcile faster with Auto-match

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Ask an advisor

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MTD VAT Return filing

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MTD for Income Tax Return filing

Capture receipts on the go

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Save more with Crunch benefits

Crunch Lite

Everything in Free, but with no ads.

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Show features

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Send unlimited invoices

Green tick

Track & automate expenses

Green tick

Connect your bank account

Green tick

Effortless bank reconciliation

Green tick

Faster payments with CrunchPay

Green tick

CSV statement upload

Green tick

Personal Tax Estimator  

Green tick

Ad free software experience

Green tick

Send invoices without ads

Grey cross icon

Making Tax Digital and IT ready

Grey cross icon

Reconcile faster with Auto-match

Green tick

Ask an advisor

Grey cross icon

MTD VAT Return filing

Grey cross icon

MTD for Income Tax Return filing

Capture receipts on the go

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Save more with Crunch benefits

Looking for a helping hand? Get a trusted accountant by your side.

Get unlimited access to certified accountants who manage the complex accounting and tax tasks for you.

See our accountancy plans

Trusted by our clients

Established in 2009, trusted ever since.

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HMRC Recognised

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Making Tax Digital for ITSA Compatible

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Claim upto 100% tax back

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14 day FREE trial

"Honestly, I don’t even know how to put it into words, but I need to say how truly grateful my husband and I are for the way James helped us untangle some issues we had unknowingly created, simply because we didn’t understand certain accounting rules.”

"What a great experience.working alongside Crunch. The whole experience has been positive and I feel much more in control of the whole process. If I need any help the team at Crunch are at the end of the phone right away to support me and advise.”

"I can't recommend Crunch highly enough. From day one, they've been incredibly helpful in getting me set up as a freelancer through my Ltd company. They made what could have been a confusing and stressful process feel clear and manageable."

"Crunch are great, I have been with them ten years and this time of year is always stressful as it's my year end and tax year end as well. They just take the pain away.”

"Fantastic experience with Crunch over the years. They make accounting for my ltd company a breeze and always happy to clear up any confusion I'd have with various bits of company administration. I couldn't recommend them more.”

"Fast tailored advice to specific accountancy questions. Not just a piece of softwareI have used crunch accounting for 10 years and the software is great. What sets them apart is the bespoke advice from their accountants who always respond quickly with detailed advice.”

"I’ve been a very happy client of Crunch Accounting for over four years now, but today I want to write specifically about the incredible help we received from James Falvey, the accountant who looks after our company"

Create & Send Invoices

Create and send professional invoices, complete with your logo, on the go with our handy mobile app. Plus, send payment reminders automatically. No more awkward follow-ups.

Track and automate your expenses

Record expenses on the go with our mobile app. Snap receipts, connect your bank, and let Crunch handle the categorisation, VAT, and record-keeping. You can even log mileage effortlessly with our built-in tracker.

Get paid faster with CrunchPay

Get paid up to 3x quicker with CrunchPay. Add a simple “Pay Now” button to your invoices so clients can pay instantly via Apple Pay, Google Pay, Direct Debit, or card.

Reconcile quicker than ever

We suggest the matches, you click ‘approve’, it’s that simple! Save time and eliminate errors, all while keeping your books up-to-date effortlessly. No spreadsheets, no guesswork.

Connect your bank account

Never upload a statement again! Simply connect your bank account through our secure open banking connection and watch your transactions flow into your account automatically.

Plus so many more features...

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Why choose Crunch?

We exist to help busy business owners like you feel clear, confident, and in control of your finances. With simple yet powerful software, you can finally ditch clunky spreadsheets and avoid the high costs of traditional accounting firms.

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Award-winning software, built for beginners and busy business owners

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Optional add-ons for certified UK based accountants when you need them

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Cut accounting costs with simple, do-it-yourself software

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HMRC recognised and MTD for Income Tax compatible

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Easy onboarding plus loads of free guides, videos and articles

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Highly rated on Trustpilot, our users love us

Got questions? We've got the answers

Explore our FAQs for quick answers to your questions

Do you offer a free trial?

Yes! You can try Crunch free for 14 days. Explore our platform and get a feel for our features before committing.

Can I cancel, upgrade, or downgrade my plan later?

Yes. Whether you're cancelling, scaling up or streamlining, you can switch plans easily either in the software, or with support from our team.

Can I import data from my current accounting software?

Yes! We support seamless data imports from popular platforms like Xero, QuickBooks, and FreeAgent. Our team is here to help ensure a smooth transition.

Security is a top priority at Crunch. We use bank-grade encryption to keep your data safe and compliant. We are also fully FCA-regulated as an Account Information Service Provider (AISP), ensuring adherence to stringent data protection standards. An extra layer of security is provided through two-factor authentication for accessing accounts.

Are you compatible with HMRC, and Making Tax Digital (MTD) for ITSA (Income Tax Self Assessment)?

Yes. Crunch is fully MTD compatible, HMRC recognised, and will be fully ITSA compatible by April 2026 when the new rules come into effect! With Crunch you can file directly with HMRC with confidence.

Can my accountant or bookkeeper access my account?

Yes. You can securely invite your accountant to collaborate within your Crunch account, streamlining communication and paperwork.

Is Crunch available on mobile?

Yes. Access your Crunch account on the go with our fully mobile-friendly website, plus our mobile app is available on both iOS and Android.

I haven’t set up my company yet – can Crunch help with that?

Yes, we can! Crunch can register your Limited Company with Companies House for just £50. We’ll handle the paperwork so you can focus on getting your business off the ground.

Can I get help with self-assessments and year-end accounts?

Yes. Depending on your plan, our team of certified accountants can take care of your Self Assessment and end-of-year accounts, so you have ultimate peace-of-mind. If it’s not included in your plan, don’t worry, you can always add this on later.

Still got questions? We’re on hand to answer them all! Simply give us a call on 0330 404 2284!

Want a certified accountant in your corner?

Browse our accountancy plans, and get unlimited access to certified accountants, plus they’ll tackle the hard stuff, so you don’t have to.

Unlimited human support from ACCA certified accountantsMaking tax digital HMRC recognised

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