Strong track record
Methodically investing in long-term growth.
Just getting started
We have a $43tn opportunity
Source: Research by Edgar, Dunn & Company, January to December 2025
Clear long-term plan
We are building products with the aim of moving trillions.
Profitable growth engine
Creating long-term value for owners.
19m
Active customers
(+21% YoY)
$243.4bn
Cross-border volume
(+31% YoY)
$39.0bn
Customer holdings
(+40% YoY)
44.3BN
Card spend
(+37% YoY)
$2.5bn
Net Revenue
(+29% YoY)
26.4%
Income Before Tax margin
(-8pp YoY)
LATEST RESULTS