According to a new report from Bloomberg, the launch of the Apple Card is imminent. Customers based in the U.S. should be able to order the new credit card at some point during the first half of August.
Rumor has it that the most recent update of iOS contains everything needed for the Apple Card. The company can flip a server-side switch in order to launch the card.
Bloomberg also reported a few weeks ago that Apple’s retail employees have been able to sign up to the Apple Card and test it before the official release date.
As a reminder, Apple has partnered with Goldman Sachs on a credit card for U.S. customers. Goldman Sachs manages the banking infrastructure while Apple controls the user experience. You’ll be able to sign up directly from the Wallet app on your iPhone. You can then use your Apple Card with Apple Pay, but you also receive a titanium card that works on the Mastercard network.
In addition to a list of your most recent transactions, you can see a breakdown of your purchases by category. There’s no monthly fee and no foreign transaction fee with the Apple Card. And you get 1% back when you pay with your card, 2% if you pay using Apple Pay and 3% if it’s an Apple purchase.
Cash back is credited directly on your Apple Cash card. You can pay for things using this balance through Apple Pay, make a payment on your Apple Card or transfer it to your bank account.
When it comes to security, you won’t find any credit card number on the card. Instead, when you want to pay for something on a website that doesn’t support Apple Pay, you get a virtual card number in the Wallet app.
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The Apple Card was originally announced back in March. At the time, the company said that it would be available this summer.
Romain Dillet was a Senior Reporter at TechCrunch until April 2025. He has written over 3,500 articles on technology and tech startups and has established himself as an influential voice on the European tech scene. He has a deep background in startups, AI, fintech, privacy, security, blockchain, mobile, social and media. With thirteen years of experience at TechCrunch, he’s one of the familiar faces of the tech publication that obsessively covers Silicon Valley and the tech industry — his career started at TechCrunch when he was 21. Based in Paris, many people in the tech ecosystem consider him as the most knowledgeable tech journalist in town. Romain likes to spot important startups before anyone else. He was the first person to cover Revolut, Alan and N26. He has written scoops on large acquisitions from Apple, Microsoft and Snap. When he’s not writing, Romain is also a developer — he understands how the tech behind the tech works. He also has a deep historical knowledge of the computer industry for the past 50 years. He knows how to connect the dots between innovations and the effect on the fabric of our society. Romain graduated from Emlyon Business School, a leading French business school specialized in entrepreneurship. He has helped several non-profit organizations, such as StartHer, an organization that promotes education and empowerment of women in technology, and Techfugees, an organization that empowers displaced people with technology.