Pricing & Fees

11 min read Original article ↗

Standard

Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees.

Custom

Design a custom package – available for businesses with large payments volume or unique business models.

IC+ pricing

Volume discounts

Multi-product discounts

Country-specific rates

Online and in-person payments, recurring billing, embedded payments, and much more.

Optimise checkout conversion, accept local payment methods, and increase acceptance rates.

Accept widely used credit and debit cards, prepaid cards, and digital wallets for cards issued domestically.

View our quotation tool
Learn more about our different card types.

Accept widely used credit and debit cards, prepaid cards, and digital wallets for cards issued internationally.

2.5% + 20p

for European Economic Area cards

+ 2%

if currency conversion is required

3.15% + 20p

for international cards

+ 2%

if currency conversion is required

Learn more 

Autofill your customers’ preferred payment details to deliver a frictionless checkout experience.

Let your customers buy something and pay for it in instalments over time.

Offer bank debits, bank transfers, and other locally relevant payment methods.

Respond to card payment disputes, also known as chargebacks.

Learn more

Dispute received fee £20.00

for each dispute you receive.

In rare cases, network fees also apply.

Dispute countered fee £20.00

for each dispute you respond to manually.

You get this fee back for won disputes. You don't get this fee back for lost disputes.

Learn more 

Respond to disputes with evidence that Stripe's AI prepares for you. You can also add your own evidence.

Smart Disputes fee 30%

of the disputed amount for each dispute you win.

There's no Smart Dispute fee for lost disputes. The dispute received fee still applies.

Learn more 

Help reduce dispute rates with dispute prevention tools powered by Verifi from Visa and Ethoca from Mastercard.

Verify a customer's identity using 3D Secure, an authentication method, before an online card purchase.

Increase acceptance rates and reduce card processing costs with AI-powered payment optimisations, inclusive of Adaptive Acceptance, card account updater and network tokens.

Individual pricing available for Adaptive Acceptance, card account updater and network tokens.

Included

with Payments

 

0.2%

per successful online card transaction for accounts with custom payments pricing

Learn more 

Present prices in local currencies to your customers, tailoring customer experience and increasing revenue.

Included

with Payments

 

Customers will be presented a conversion fee starting at 2%

Learn more 

Access funds within minutes through an eligible debit card or bank account. Alternatively, pay out your funds on our standard schedule for free.

1%

of Instant Payouts volume

Minimum fee of 40p

Learn more 

Settle and pay out funds in additional currencies.

Convert currencies instantly from your multi-currency settlement funds within your payments balance.

Starting at 0.5%

of the converted amount

Learn more 

Route payment requests to other processors while tokenising and storing card details in Stripe's PCI-compliant vault.

Set and manage prices in multiple currencies with rate locking for up to 24 hours.

2%

per successful transaction

Rate locking starting at + 0.07%

Learn more 

Use a secure payment primitive that helps agents facilitate purchases on behalf of customers.

Accept payments made on Stripe Checkout.

Use your own domain while hosting your payments page or customer portal on Stripe.

Automatically generate an invoice after a one-off purchase.

0.4%

on transaction total

US$2.00

cap per invoice

Learn more 

A complete merchant of record solution for global digital commerce. Includes indirect tax compliance (sales tax, VAT, GST) and remittance in more than 75 countries, along with fraud prevention, dispute management, invoicing, and customer support globally.

3.5%

per successful Managed Payments transaction in addition to Payments fees

Learn more 

Accept widely used credit cards, debit cards, and digital wallets for in-person payments.

1.4% + 10p

per successful charge for EEA cards

2.9% + 10p

per successful charge for non-EEA cards

+ £0.10

per authorisation for Tap to Pay

 

+ £0.04

per authorisation for optional point-to-point-encryption

 

Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.

£49.00

BBPOS WisePad 3

Excl. VAT

£229.00

Stripe Reader S710

Excl. VAT

£229.00

Stripe Reader S700

Excl. VAT

£249.00

Stripe Reader T600

Excl. VAT

Unlimited cellular data usage on enabled readers. Apps on Device data usage limited to 10 GB per reader per month.

£7.00

per reader per month

Retrieve tokenised account numbers to instantly verify bank accounts for ACH Direct Debit, payouts, and other types of money movement.

£1.25

per successful API call

Micro-deposit verifications are free

Retrieve account balances for underwriting, financial management, or preventing payment failures due to insufficient funds.

£0.10

per successful API call

Verify bank account ownership to minimise fraud when making payouts or accepting payments.

£1.25

per successful API call

Subscribe to an automatically updated feed of account transactions.

£0.25

per instant verification.

Enhance your platform by embedding financial services – set up financial accounts, issue cards, and offer financing.

Stripe sets and collects processing fees from your users, so you don’t have to. Learn more about how to qualify for a revenue share from Stripe.

Included

with Payments

 

0.25%

starting fee for platforms that deploy their own payments pricing to earn revenue on each transaction.

See pricing details 

Add funds and access your settled payments balance instantly.

Included

No storage fees or minimum balance required.

Included

funding through FPS

Learn more 

Convert currencies instantly within your financial account.

Starting at 0.5%

of the converted amount

Learn more 

Send money domestically to a recipient with your choice of payment rail and speed.

Send money directly to recipients in 50+ countries with your choice of payment rail and speed.

£0.50

per payout

cross-border fees starting at + 0.25%

FX fees starting at + 0.5%

See pricing details 

Manage expenses with virtual and physical cards for your business.

Included

with Treasury

No cross-border or FX fees

Learn more 

Send money domestically to a recipient with your choice of payment rail and speed.

Send money directly to recipients in 50+ countries with your choice of payment rail and speed.

£0.50

per payout

cross-border fees starting at + 0.25%  

FX fees starting at + 0.5%  

Create and issue cards instantly and get branded physical cards shipped in just two days.

£3.50

per standard, physical card

Custom cards subject to additional pricing. Shipping rates not included.

Learn more 

Set custom controls for every transaction and update them at any time.

Included

for the first £500,000 in card transactions

 

0.2% + 15p

per transaction after that

Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.

£15.00

per dispute*

*Exclusions apply, subject to applicable Law. Connect users may not pass dispute fees to Connected Accounts.

Support international card payments for your business or your customers.

1% + 30p

for cross-border transactions.

+ 2%

if currency conversion is required

Streamline critical business processes with modular billing, tax, revenue reporting, and data analysis tools that work seamlessly together.

Choose a plan

Annual subscription. Paid monthly. Based on a volume tier that works for your business.

Starting at £450.00

per month, 1-year contract

 

Pay for what you use. No recurring fees. Best for low or unpredictable volume.

Choose a plan

For teams launching usage-based products. Pay as your business grows.

US$0.04

per 1K ingest events

0.8%

of billing volume

Learn more 

For companies scaling revenue or transforming pricing. Tailored pricing for your needs.

Custom pricing

Data export available only on custom plans:

US$0.03

per 1K standard data export

US$0.05

per 1K premium data export

Contact Metronome 

Invoicing features to get started quickly.

Choose a plan

All-in-one tax compliance – including automated threshold monitoring, registrations, calculations, and filings.

Starting at £70.00

per month, 1-year contract

 

This plan includes only automated tax calculations for businesses that operate in limited regions.

No-code integration 0.5%

per transaction, where you’re registered to collect taxes

 
API integration £0.40

per transaction, where you’re registered to collect taxes

 

Flexible monthly plan – cancel anytime.

Try for free for 30 days

Save more with an annual plan, paid monthly.

Try for free for 30 days

Starting at £7.00

per month, 1-year contract

 

Choose a plan

Power applications with real-time data. Stream Stripe API data, including payments, charges, subscriptions, and more.

Pay as you go £0.002

per row synced

 

5,000 rows synced free per month

Monthly subscription Starting at £80.00

per month, includes up to 50,000 rows synced

 

Get richer insights and faster reporting. Sync enriched datasets, prebuilt reports, and Stripe API data on a scheduled cadence to Snowflake, Google BigQuery, Databricks, and more. Includes Stripe Sigma.

Try for free for 30 days

Monthly subscription Starting at £48.00

per month, includes up to 1,000 charges

 
Annual subscription Starting at £37.00

per month, 1-year contract, includes up to 1,000 charges

 

Choose a plan

Flexible monthly subscription – cancel anytime. Best for businesses with low or unpredictable payment volume.

Try for free for 30 days

Annual subscription, paid monthly. Best for businesses with higher payment volume looking to maximise savings.

Try for free for 30 days

Starting at £150.00

per month, 1-year contract

 

Choose a plan

Monthly subscription for more predictable pricing. Best for businesses with higher payment volumes looking to maximise savings.

Starting at £8.00

per month, cancel any time

Pay for what you use. No recurring fees. Best for low or unpredictable volumes.

Starting at £0.04

per screened transaction

Incorporate your company, get your EIN, issue equity, and file your 83(b) tax election.

US$500.00

one-off setup fee (includes government fees and your first year of registered agent services)

See pricing details 

Capture and verify the authenticity of global ID documents. Use biometric verification to match ID photos with selfies of the document holder.

Allow users to key in name, date of birth, and local government ID number. Validate against government and third-party databases (only available for US SSNs).

No commitment, no recurring fees. Start building workflows today.

Included

10,000 steps per month

£0.013

per additional step

Learn more 

Create tailored solutions to help you expand into new markets, optimise payments performance, automate revenue and finance workflows, monetise financial services, and more.

IC+ pricing, discounted flat rates, subscriptions, and buy-rates for platforms.

Discounts based on volume tiers, commitments, and product usage.

Optional aggregated pricing for all markets, allowing you to go global with ease.

Dashboards, tools, and APIs that give you transparency into your costs.

Forrester’s Total Economic Impact study suggests a more than 3x return on investment among businesses that deployed Stripe. 

GuidesCard_32

Report

The Total Economic Impact™ Of Stripe

Stripe is required to charge tax on certain products and services. Tax is charged based on your location and/ or your business/tax status, which determines whether a product or service is subject to taxes, and the applicable tax rates.

Read more

  • For businesses on standard pricing: There may be fees for refunds when bank transfers are used. For all other payment methods, there are no fees for issuing refunds. The payment processing, Connect and currency conversion fees from the original transaction are not returned.
  • For businesses on custom pricing: There may be fees for issuing refunds depending on your fee schedule with Stripe.

Stripe does not charge setup fees, monthly fees, or any other hidden fees like closure fees. All fees for businesses on standard pricing are listed on our website.

Stripe offers custom pricing for businesses with large processing volumes. Eligibility varies by market.

Access a complete payments platform with simple, pay-as-you-go pricing, or contact us to design a custom package specifically for your business.

From startups to Fortune 500s, explore how millions of businesses use Stripe to start and scale their companies.

Start building your integration and accept your first payment in minutes. Stripe libraries are available in every language from Ruby to Go.