Pricing & Fees

10 min read Original article ↗

Standard

Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees.

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2.9% + 30¢

per successful transaction for domestic cards

Custom

Design a custom package— available for businesses with large payments volume or unique business models.

Contact sales 

IC+ pricing

Volume discounts

Multi-product discounts

Country-specific rates

Online and in-person payments, recurring billing, embedded payments, and much more.

Optimize checkout conversion, accept local payment methods, and increase acceptance rates.

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

2.9% + 30¢

per successful transaction for domestic cards

+ 1.5%

for international cards

Autofill your customers’ preferred payment details to deliver a frictionless checkout experience.

2.9% + 30¢

per successful transaction for domestic cards

2.6% + 30¢

per successful transaction for Instant Bank Payments

Learn more 
5.99% + 30¢

per successful transaction for Klarna

Learn more 

Let your customers buy something and pay for it in installments over time.

Offer bank debits, bank transfers, and other locally relevant payment methods.

Enable customers globally to pay with stablecoins.

Verify a customer's identity using 3D Secure, an authentication method, before an online card purchase.

Included

with Payments

 

$0.03

per 3D Secure attempt for accounts with custom pricing.

Learn more 

Increase acceptance rates and reduce card processing costs with AI-powered payment optimizations, inclusive of Adaptive Acceptance, card account updater and network tokens.

Individual pricing available for Adaptive Acceptance, card account updater, and network tokens.

Included

with Payments

 

0.2%

per successful online card transaction for accounts with custom payments pricing

Learn more 

Present prices in local currencies to your customers, tailoring customer experience and increasing revenue.

Included

with Payments

 

Customers will be presented a conversion fee starting at 2%

Learn more 

Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.

Countering rare dispute types may incur network fees.
Learn more

$15.00

per dispute received.

Fighting rare dispute types may incur network fees

Fee for countering disputes manually $15.00

fee charged when you submit evidence

If you win, the fee is returned. If you lose, the fee is not returned

Learn more 

Automatically compiles and submits evidence to fight eligible disputes for you using Stripe’s AI (public preview)

Sign up for the waitlist.

Countering with Smart Disputes 30%

of the disputed amount charged if you win

If you lose, no fees are charged for Smart Disputes

Learn more 

Access funds within minutes through an eligible debit card or bank account. Alternatively, pay out your funds on our standard schedule for free.

Convert currencies instantly from your multi-currency settlement funds within your payments balance.

Starting at 0.5%

of the converted amount

Learn more 

Route payment requests to other processors while tokenizing and storing card details in Stripe's PCI-compliant vault.

Set and manage prices in multiple currencies with rate locking for up to 24 hours.

1%

per successful transaction

Rate locking starting at + 0.07%

Learn more 

Accept payments made on Stripe Checkout.

Use your own domain while hosting your payments page or customer portal on Stripe.

Automatically generate an invoice after a one-time purchase.

0.4%

on transaction total

$2.00

cap per invoice

Learn more 

A complete merchant of record solution for global digital commerce. Includes indirect tax compliance (sales tax, VAT, GST) and remittance in more than 75 countries, along with fraud prevention, dispute management, invoicing, and customer support globally.

3.5%

per successful Managed Payments transaction in addition to Payments fees

Learn more 

Accept widely used credit cards, debit cards, and digital wallets for in-person payments.

2.7% + 5¢

per successful transaction for domestic cards

+ 1.5%

for international cards

+ $0.10

per authorization for Tap to Pay

 

+ $0.05

per authorization for optional point-to-point-encryption

 

Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.

$59.00

Stripe Reader M2

$299.00

Stripe Reader S710

Excl. VAT

$299.00

Stripe Reader S700

Unlimited cellular data usage on enabled readers. Apps on Device data usage limited to 10 GB per reader per month.

$10.00

per reader per month

See pricing details 

Fraud protection powered by billions of data points across the Stripe network.

Included

For accounts with all payment methods on standard pricing

$0.05

per screened transaction for accounts with custom pricing for any payment method

Advanced fraud protection tools allowing for greater control and customizable settings. Includes Radar’s machine learning.

Support for Radar risk scores for non-Stripe transactions is available. Contact sales to learn more.

Try for free for 30 days

$0.02

per screened transaction for accounts with all payment methods on standard pricing

$0.07

per screened transaction for accounts with custom pricing for any payment method

Help reduce dispute rates with dispute prevention tools powered by Verifi from Visa and Ethoca from Mastercard. Request access.

See pricing details 

Enhance your platform by embedding financial services—set-up financial accounts, issue cards, and offer financing.

Stripe sets and collects processing fees from your users, so you don’t have to. Learn more about how to qualify for a revenue share from Stripe.

Included

with Payments

 

0.25%

starting fee for platforms that deploy their own payments pricing to earn revenue on each transaction.

See pricing details 

Unify your finances with one business account.

Included

No storage fees or minimum balance required.

Included

funding through ACH

$2.00

per wire

funding through wire

Learn More 

Convert currencies instantly within your Financial Account.

Starting at 0.5%

of the converted amount

Learn more 

Send money domestically to a recipient with your choice of payment rail and speed.

Local bank payout $1.50

per payout

Debit card payout $1.50

per payout

+ 0.75%

of amount

Minimum fee of 50¢

See pricing details 

Send money directly to recipients in 50+ countries with your choice of payment rail and speed.

$1.50

per payout

cross-border fees starting at + 0.25%

FX fees starting at + 0.5%

See pricing details 

Manage expenses with virtual and physical cards for your business.

Included

with Financial Accounts

No cross-border or FX fees

Learn More 

Send money domestically to a recipient with your choice of payment rail and speed.

Local bank payout $1.50

per payout

Debit card payout $1.50

per payout

+ 0.75%

of amount

Minimum fee of 50¢

Send money directly to recipients in 50+ countries with your choice of payment rail and speed.

$1.50

per payout

cross-border fees starting at + 0.25%  

FX fees starting at + 0.5%  

See pricing details 

Create and issue cards instantly and get branded physical cards shipped in just two days.

$0.10

per virtual card

$3.50

per standard, physical card

Custom cards subject to additional pricing. Shipping rates not included.

Learn more 

Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.

$15.00

per dispute*

*Exclusions apply, subject to applicable Law. Connect users may not pass dispute fees to Connected Accounts.

Support international card payments for your business or your customers.

1% + 30¢

for cross-border transactions.

+ 1%

if currency conversion is required

Contact sales 

Streamline critical business processes with modular billing, tax, revenue reporting, and data analysis tools that work seamlessly together.

Choose a plan

Annual subscription. Paid monthly. Based on a volume tier that works for your business.

Starting at $620.00

per month, 1-year contract

 

Pay for what you use. No recurring fees. Best for low or unpredictable volume.

Compare plans 

Invoicing features to get started quickly.

Choose a plan

All-in-one tax compliance —including automated threshold monitoring, registrations, calculations, and filings.

Starting at $90.00

per month, 1-year contract

 

This plan includes only automated tax calculations for businesses that operate in limited regions.

No-code integration 0.5%

per transaction, where you’re registered to collect taxes

 
API integration $0.50

per transaction, where you’re registered to collect taxes

 

Compare plans 

Flexible monthly plan—cancel anytime.

Try for free for 30 days

Save more with an annual plan, paid monthly.

Try for free for 30 days

Starting at $10.00

per month, 1-year contract

 

Compare plans 

Flexible monthly plan—cancel anytime.

Try for free for 30 days

Save more with an annual plan, paid monthly.

Try for free for 30 days

Starting at $50.00

per month, 1-year contract

 

Compare plans 

Choose a plan

Flexible monthly subscription–cancel anytime. Best for businesses with low or unpredictable payment volume.

Try for free for 30 days

Annual subscription, paid monthly. Best for businesses with higher payment volume looking to maximize savings.

Try for free for 30 days

Starting at $190.00

per month, 1-year contract

 

Compare plans 

Retrieve tokenized account numbers to instantly verify bank accounts for ACH Direct Debit, payouts, and other types of money movement.

$1.50

per successful instant verification

Micro-deposit verifications are free

Retrieve account balances for underwriting, financial management, or preventing payment failures due to insufficient funds.

$0.10

per successful API call

Verify bank account ownership to minimize fraud when making payouts or accepting payments.

$1.50

per successful API call

Subscribe to an automatically updated feed of account transactions.

$0.30

per institution per account holder per month

See pricing details 

Capture and verify the authenticity of global ID documents. Use biometric verification to match ID photos with selfies of the document holder.

Allow users to key-in name, date of birth, and local government ID number. Validate against government and third-party databases (only available for US SSNs).

See pricing details 

Incorporate your company, get your EIN, issue equity, and file your 83(b) tax election.

$500.00

one-time setup fee (includes government fees and your first year of registered agent services)

See pricing details 

Create tailored solutions to help you expand into new markets, optimize payments performance, automate revenue and finance workflows, monetize financial services, and more.

IC+ pricing, discounted flat rates, subscriptions, and buy-rates for platforms.

Discounts based on volume tiers, commitments, and product usage.

Optional aggregated pricing for all markets, allowing you to go global with ease.

Dashboards, tools, and APIs that give you transparency into your costs.

Forrester’s Total Economic impact study suggests a more than 3x return on investment among businesses that deployed Stripe. 

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Report

The Total Economic Impact™ Of Stripe

Stripe is required to charge tax on certain products and services. Tax is charged based on your location and/ or your business/tax status, which determines whether a product or service is subject to taxes, and the applicable tax rates.

Read more

  • For businesses on standard pricing: There may be fees for refunds when bank transfers are used.For all other payment methods, there are no fees for issuing refunds. The payment processing, Connect and currency conversion fees from the original transaction are not returned.
  • For businesses on custom pricing: There may be fees for issuing refunds depending on your fee schedule with Stripe.

Stripe does not charge setup fees, monthly fees, or any other hidden fees like closure fees. All fees for businesses on standard pricing are listed on our website.

Stripe offers custom pricing for businesses with large processing volumes. Eligibility varies by market.

Access a complete payments platform with simple, pay-as-you-go pricing, or contact us to design a custom package specifically for your business.

From startups to Fortune 500s, explore how millions of businesses use Stripe to start and scale their companies.

Start building your integration and accept your first payment in minutes. Stripe libraries are available in every language from Ruby to Go.