Agentic Credit Card | Robinhood

Agentic Credit Card

Setting up a Robinhood Agentic Credit Card account offers you more opportunities to automate your spending. You’ll first need to connect a third-party AI agent and then follow the on-screen steps to create your agentic virtual card through the Robinhood Banking MCP (Model Context Protocol).

Model Context Protocol (MCP) is an open standard that lets AI agents connect to external apps and services. Instead of just answering questions, an AI with MCP access can take actions on your behalf.

Your agent can safely and securely fetch agentic virtual card details, view spending history on the agentic virtual card, and view the settings of the agentic virtual card. The Robinhood Banking MCP will not browse the internet for you nor find things for you to buy. Instead, it provides the card number for your agent to complete purchases on your behalf. Your agent will need to get to the point of checkout on its own with your existing setup for it to fetch the card details from the Robinhood Banking MCP.

When you connect your AI agent to the Robinhood Banking MCP, it will have read access to the following:

• Your transaction history on the agentic virtual card
• Your card policies for the agentic virtual card
• The card number details for the agentic virtual card

Before you can create your agentic credit card, you’ll need to choose an agentic AI platform that works with the Robinhood Banking MCP. Once you’re set up on a platform, follow the applicable instructions to connect the Robinhood Banking MCP.

Claude Code

1. Run this command in your terminal: claude mcp add robinhood-banking --transport http https://banking-agent.robinhood.com/mcp/banking
2. Enter /mcp in Claude Code
3. Select robinhood-banking and authenticate

For details, review Claude Code documentation.

Claude Desktop

1. Go to Settings → Connectors → Add custom connector
2. Add this MCP link: https://banking-agent.robinhood.com/mcp/banking

For details, review Claude Desktop documentation.

ChatGPT

1. Turn on Developer Mode
2. Go to Settings → Apps → Create app
3. Add this MCP link: https://banking-agent.robinhood.com/mcp/banking

For details, review ChatGPT API documentation.

Codex

1. Go to Settings → MCP servers
2. Select Streamable HTTP
3. Add this MCP link: https://banking-agent.robinhood.com/mcp/banking

For details, review Codex documentation.

Codex CLI

1. Run this command in your terminal: codex mcp add robinhood-banking --url http https://banking-agent.robinhood.com/mcp/banking
2. Enter /mcp in Codex CLI
3. Select robinhood-banking

For details, review Codex CLI documentation.

Cursor

1. Give your agent this MCP link: https://banking-agent.robinhood.com/mcp/banking
2. Go to Settings → Cursor Settings
3. Select Tools & MCPs, add a New MCP Server
4. In the editor, add the following to the mcp.json config:

   {
      "mcpServers": {
       "robinhood-banking": {
        "url": "https://banking-agent.robinhood.com/mcp/banking"
      },
    }
    Connect

For details, review Cursor documentation.

OpenClaw

1. Give your agent this MCP link: https://banking-agent.robinhood.com/mcp/banking
2. Ask you agent for the OAuth URL, open that URL on your desktop
3. Complete setup and agentic card creation on your desktop

For details, review OpenClaw documentation.

Other platforms

You can connect to the Robinhood Banking MCP on other AI platforms that support MCP connections. Just use the Robinhood Banking MCP link: https://banking-agent.robinhood.com/mcp/banking.

A Robinhood Agentic Credit Card is a type of virtual card in your Robinhood Gold Card. To create an Agentic Credit card, complete the onboarding that auto-opens after you connect to the Robinhood Banking MCP.

To create a card for your agent to use:

1. Connect your AI agent (choose an AI platform and follow the applicable instructions)
2. When authenticating the AI agent, follow the on-screen steps to complete the setup

Agentic Credit Card settings

We offer 2 settings for your Agentic Credit Card, approving purchases and monthly limits. If you choose to approve each purchase, before the agent buys something, you’ll be notified and asked to approve the purchase in the Robinhood Banking app. Monthly limits are required if you choose not to approve each purchase. After agentic card creation, you can edit these settings in the Robinhood Banking app.

• Make sure your AI platform is connected to the Robinhood Banking MCP
• If you’re experiencing issues with your MCP connection, disconnect and reconnect the Robinhood Banking MCP on your AI platform
• For issues with your AI platform, follow the platform’s instructions in their documentation for debugging
• Following your AI platform’s debugging steps, you can verify if the platform is connected to and using the Robinhood Banking MCP
• Most issues can be resolved by ensuring the AI platform is properly connected to the Robinhood Banking MCP.
• If your agent tells you there was an error on the Robinhood side, contact us

You’re ultimately responsible for the purchases your AI agent makes. With the option and ability to approve each purchase before it happens, you maintain complete control. Choosing to turn that off and proceed with the monthly limit only is your decision. You set the rules, the agent operates within them.

When entering and submitting your instructions via an external AI Agent, you are authorizing the AI Agent to conduct transactions on your behalf and you are solely responsible for any transactions made on your account pursuant to such instructions. You are solely responsible for each transaction, including reviewing and verifying all the details of instructions you submit through your AI Agent.

Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc., is a financial technology company, not a bank.

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