Undue Medical Debt Homepage

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Together we’ve relieved

But there’s still a long way to go.

Let’s work together to fix America’s broken healthcare finance system

Medical Debt is a failure of policies and systems — not people.

We use an innovative model to tackle a national healthcare crisis so anyone can seek healthcare without fear.


The problem with medical debt

Over 100 million people in the U.S. struggle under the weight of medical debt, together owing at least $220 billion in past-due medical expenses.

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Medical debt harms communities of color and the disenfranchised disproportionately and demands a collaborative solution.

Our vision to end medical debt

Undue leverages donations to buy large, bundled medical debts at steep discounts, providing immediate relief to financially vulnerable families.

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When people with medical debt share their stories, their experiences inform our approach to fixing the healthcare system, through policy solutions or collaborating with likeminded partners.

Undue Rated 4 Stars on Charity Navigator

Undue has been named a four-star charity for exceptional accountability, culture, community, leadership and adaptability.

2025 NEW YORK CITY MARATHON

Undue Medical Debt has been named as an official charity partner of the 2025 TCS New York City Marathon and fundraising for this pioneering initiative, making a real difference in the lives of our neighbors

We’re changing lives with every debt undone.

Read more about our debt relief recipients and their stories, which constantly inform our work and policy goals.

Hard Choices & Chronic Conditions

A mother and grandmother with a rare heart condition struggles to choose between hospital bills and basic necessities.

”I was unable to [pay for care], and I felt like I was letting people down. It’s a relief to know that the hospital received something for their services.”

Betty, Georgia

Image of Betty, a beneficiary of Undue Medical Debt

Required Recurring Care

A mother who helps children with special healthcare needs access adequate care struggles with finding care for her own family.

“I hope the program can grow and help more people. It’s so needed. I would love to think optimistically, that we’re going to improve the medical care system in the United States”

Amber, Ohio

Image of Amber, a beneficiary of Undue Medical Debt

Losing Hope

Chronic kidney stones deplete a young mother’s savings and lead to expensive ER trips.

“I just started accumulating medical debt. I had this story in my head that I would never be able to pay it so I should just lay down and accept it.”

Sheila, Utah

Image of Sheila, a beneficiary of Undue Medical Debt

A fresh start

Stress from caring for a child with a chronic condition takes an physical and emotional toll.

“After receiving the letter and finding out my debt was abolished; it was such a sigh of relief. The weight on my shoulders just lifted off. It felt like it was an opportunity to move forward.”

Alex, Texas

Image of Alex, a beneficiary of Undue Medical Debt

Research

New Research from Undue

Explore First Do No Harm: How Clinicians Can Champion the End of Medical Debt

News Feature

CBS Sunday Morning

“A unique charity is starting to make a dent in all that [medical] debt.”

News Feature

NPR on Undue Medical Debt

This group’s wiped out $6.7 billion in medical debt, and it’s just getting started.

See All News

Make a difference with your donation

Every month thousands of people receive debt relief letters out of the blue for bills they thought would never be paid off. Change someone’s life today.