Online Business Banking For Startups, Small Businesses & Scaling Companies

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Loved by 300K+ of the most ambitious entrepreneurs on the planet

Banking’s been a headache. Now, it’s a head start.

Create cards in a couple of clicks

Instantly spin up as many virtual cards as you need. Create cards for any purpose — ad spend, contractors, you name it.

Watch bills pay themselves

AI reads bills, populates details automatically, and remembers past recipients — so you can approve and pay in seconds.

Get paid without a patchwork of tools

Send manual and automatic invoices, accept flexible payment methods, and manage customer details right from your Mercury account.

Reconcile receipts without the runaround

Email or upload receipts and we’ll auto-attach them to the right card transaction. You don’t lift a finger.

Get started fast. And never stop moving.

Stop losing money to fees. Start using it to fuel your growth.

Run your business like a seasoned pro

Total visibility

Get a clear view of all available funds and money in and out, in one snapshot.

Automations

Reduce busywork with automated transfers, approval flows, and AI-powered transaction categorization.

Team management

Curb team spend with card limits, spend controls, and granular user permissions.

Guidance

Chat support for all customers, plus dedicated account management for those who qualify.

You’re creating something to stand the test of time. So are we.

300K+

Entrepreneurs love us

1 in 3

Startups choose Mercury

$20B+

Monthly transaction volume

4.9

Apple App Store rating

Standard protection stops short. Mercury goes further.

20x the usual coverage

Get up to $5M FDIC insurance through our partner banks and their sweep networks to ensure eligible deposits are protected.

Next-level account security

Know your account is safe with tech-forward fraud and phishing protection, MFA verification, dark web monitoring, and more.

Controls at your fingertips

Decide who can view, move, or debit funds — with approval flows, locks, and permissions that keep you fully in control.

$650M in annual revenue and profitable

Mercury lands $300M Series C

Fast Company’s Most Innovative

Banking – redesigned from the ground up.

Mercury for business

For $0/month, get started with business banking that helps you accomplish everything you want to do with your money.

Explore demo

Mercury for personal

Level up your personal finances with 3.25% APY on your savings account, joint accounts, unlimited free USD wires, and more.

Learn more