One subscription, endless opportunities to optimize your money.
Earn 3.25% APY on your savings
Never miss an opportunity to grow with high-yield savings accounts with no minimum balance.
Access $5M FDIC insurance or more based on eligibility, through our partner banks and their sweep networks.
Put your money to work and keep more of what you earn with low-fee investments right in your account.
Manage your finances, together
Share access with anyone with custom user permissions or create a joint account with your spouse or partner.
Make banking a breeze
Send no-fee domestic and international USD wires, set auto-transfer rules, drag-and-drop bills, and tackle tasks in no time.
Build your tomorrow with the best of today’s technology
Multiply your money and simplify your investing strategy
- Invest confidently with a diversified portfolio for a low advisory fee of 0.1%
- Choose from your preferred mix of low-cost ETFs comprised of U.S. stocks and Treasury bills based on your goals and risk tolerance
- Keep more of what you earn with a Treasury bill ETF, typically exempt from state and local tax
- Your funds are always liquid so you can access your money when you need it
Experience the confidence that comes with up to $5M in FDIC insurance per account owner
20x
That’s how much more protection you’ll unlock compared to the industry standard via our partner banks and their sweep networks.
Make money moves without manual tasks
Room for everyone in your life
Create a joint account for your shared finances
One joint account for up to four account owners is included with your annual subscription.
Get it all for $240 annually
Everything you need to optimize your money — without nickel-and-diming along the way.
Included
Unlimited no-fee domestic wires, ACH, and check payments
Included
Multiple checking and savings accounts
Included
One joint account
Included
International wires in USD