Spend on what matters
Track your spending, reflect on your habits, and discover where your money really goes. One month at a time.
100% Offline Privacy First No Ads No Tracking
01
Plan
At the start of each month, set your budget. How much will you earn? What are your fixed costs? What do you want to save? Make a plan that reflects your values.
02
Track
Throughout the month, log your spending. Each entry is a moment of awareness. No auto-imports, no bank connections: the act of recording is the point.
03
Reflect
At month's end, review what happened. Did you keep your promises? What surprised you? Reflection is where the magic happens: it's how you learn and change your habits to spend money in what really matters to you.
The essentials. Rent, groceries, utilities, insurance: the things you can't go without.
🏠 Rent🛡️ Insurance⚡ Utilities
45% of budget
The nice-to-haves. Dining out, shopping, entertainment: enjoyable but not essential.
🍴 Dining🛍 Shopping🎬 Movies
28% of budget
Growth and enrichment. Books, courses, museums, hobbies: investments in who you're becoming.
📚 Books🎧 Music🎨 Art
17% of budget
Life's surprises. Car repairs, medical bills, gifts: the costs you didn't see coming.
🚑 Repairs🎁 Gifts🩺 Medical
10% of budget
Monthly budget wizard
Start each month with clarity. A simple, guided wizard walks you through setting your income, fixed expenses, and savings goals. Copy from last month to save time.
- Step-by-step budget creation
- Copy previous month's setup
- Set savings goals and promises to yourself
Clear, beautiful statistics
See your spending patterns at a glance. Weekly, monthly, or yearly, with category breakdowns, daily averages, and period comparisons.
- Week, month, and year views
- Category and tag breakdowns
- Compare against previous periods
Month-end reflection
This is the heart of Kakeibo. A guided reflection that walks you through your month, week by week, category by category, tag by tag. Did you keep your promises? What will you do differently?
- Guided 5-step review process
- Week-by-week spending breakdown
- Personal goals and promises check-in
Custom tags
Tags cut across categories. Track vacation spending, work meals, or any theme that matters to you. Each tag gets its own emoji so you can spot patterns instantly.
- Create custom tags with emoji labels
- Emoji labels for quick recognition
- Cross-category expense tracking
Search & filter
Find any transaction instantly. Filter by date, category, tag, or type.
Data export
Export your data anytime. It's your data: take it wherever you want.
Respectful reminders
Gentle daily, weekly, or monthly nudges to keep your tracking habit alive.
27 currencies
From USD to JPY to EUR. Use the currency that matches your life.
100% Offline
Everything runs on your device. No internet required, no cloud sync, no servers. Your data lives in a local database: fast, reliable, and completely under your control.
Privacy first
No account creation. No email required. No data collection of any kind. We don't know who you are, what you spend, or how you use the app. And we like it that way.
No ads, ever
You pay once, you get the full app. No banners, no pop-ups, no sponsored content. A clean, distraction-free experience that respects your attention.
Your data, always exportable
Export your data as CSV or take the full SQLite database with you. Edit it, back it up, restore it: we won't stop you. Your financial history belongs to you.
Subscription apps
- 5–15€/month, forever
- Your data on their servers
- Ads and upsells
- Lose access if you stop paying
vs.
Kakeibo
- One-time purchase
- Data stays on your device
- No ads, no upsells
- Yours forever
How much does Kakeibo cost?
A single one-time purchase gives you the full app forever. No subscriptions, no in-app purchases, no premium tiers. Because the price is adjusted per region to ensure everybody makes a similar effort to purchase it, you will have to check the actual price in your platform's app store. It should be approximately less than one month of Netflix.
Can I try Kakeibo before buying?
You can use the app stores' standard refund policies to try Kakeibo risk-free. If it's not for you, request a refund through Apple or Google within their respective windows. Should you have any trouble with the refund, contact us at [email protected] and we'll handle it personally.
Can I connect Kakeibo to my bank?
No, and that's by design. Kakeibo is fully offline and never connects to any bank or financial institution. The act of manually recording each expense is part of the mindfulness practice that makes the method work.
Can I import my bank statements?
Kakeibo does not import bank statements or CSV files. Each transaction is meant to be entered by hand, keeping you aware of every spending decision. This awareness is the core of the Kakeibo philosophy.
Is Kakeibo available on both iOS and Android?
Yes. Kakeibo is available for iPhone and iPad on the App Store, and for Android phones and tablets on Google Play.
Do I need to create an account?
No. There are no accounts, no sign-ups, and no email required. Kakeibo runs entirely on your device with no connection to any server.
What happens to my data if I switch phones?
You can export your data as CSV or a full SQLite backup at any time. Transfer the file to your new device and restore it. Your financial history stays with you.
How is Kakeibo different from other budgeting apps?
Most apps automate everything: they pull transactions, categorize them, and generate reports. You look at the graphs and stats and forget everything in minutes. Kakeibo takes the opposite approach. The act of manually recording each expense builds awareness and changes behavior. You will experience closely and progressively how your expenses affect your plan, learning and adapting, day by day, month by month.
Start spending on what matters
Change your relationship with money. Not with spreadsheets or algorithms, but with awareness. One month at a time.