Aave App
Savings for Everyone
Put your money to work, every second of every day.
Put your money to work
Earnings made to compound.
Your earnings grow automatically, day and night, with no lock-ups and nothing to manage.
6.00% APY + Boosts
0.00%Fintech
0.00%Banks
0.00%
6.25% is the current interest rate for Aave App. 0.40% is the national average interest rate for savings accounts as posted on FDIC.gov, as of October 31, 2025. Rates may vary.
Built for safety
Locked at every layer.
Face ID, Account Recovery, 2FA, and trusted devices.
Independently reviewed
Audited and audited again.
Independent audits including SOC 2 certification.
Compounding 24/7/365
Every second counts.
Your balance grows every second on Aave.
Stablecoin Wallet
Supports Stablecoins.
Add and withdraw Stablecoins on Arbitrum.
Future Projections
Visualize the power of compounding.
See how your money will grow over time.
Your money, your rules
Withdraw anytime.
Access your savings whenever you need.
Simulate your savings.
Simulation
You’re earning an extra 0.25% APY by setting up monthly deposits totalling $1,000 or more.
1.12M
929.26K
743.41K
557.56K
371.70K
185.85K
0
Aave Users
Deposit money
Dollars or any supported assets.
Borrowers
Take loans
Lock up more than they borrow, then pay interest into the pool.
Earnings6.25%APY
FAQs
Aave App is a savings app designed to help you earn up to 6.25% per year — made up of a 6.00% Base Rate plus Boosts you can earn today — with Balance Protection for eligible balances and optional recovery features.
Your funds are supplied to Aave, where they are lent to borrowers who pay interest — and you earn it. Unlike traditional bank savings, interest is compounded every second. Aave is a battle-tested protocol that has facilitated more than $3 trillion in all-time deposits, and markets are overcollateralized — borrowers must deposit more than they borrow, meaning your savings are backed by more value than is borrowed.
The Aave App Savings Rate consists of a Base Rate (currently 6.00% per year) and any additional Rate Boosts you can earn on top, which can add up to a total of 6.25% per year. Rates are variable, not guaranteed, and depend on region and account eligibility, subject to terms and conditions. Market conditions may increase or decrease the Base Rate over time. The Base Rate will never be negative.
Your account’s security is our top priority. Here are just a few of the many measures we take to make sure your funds remain secure:
- Balance Protection for eligible customers, subject to terms and conditions
- In the event you lose your password, we have an opt-in biometric recovery solution so you always have access to your funds
- We allow you to set up 2 factor authentication for signing in and account recovery
- The withdrawal whitelist function adds an extra layer of protection — transfers are only permitted to approved addresses, and adding a new address requires one-time passcode verification
- Only you have access to your funds, not Aave, not anyone else
- Our entire codebase has gone through extensive reviews by third parties
Balance Protection is an extra layer of protection for eligible balances held in the Aave App, subject to terms and conditions. It's designed to address certain loss events, such as security breaches or technology failures.
Balance Protection for eligible customers, subject to terms and conditions. Not insurance. Aave is not a bank.
Savings for everyone.
A completely new savings app, powered by Aave.
- Balance Protection for eligible customers, subject to terms and conditions. Designed to address certain loss events such as security breaches or technology failures. Not insurance. Aave is not a bank.
- 3.50% is the advertised interest rate for Cash App savings accounts as posted on cash.app, as of November 13, 2025.
- 0.40% is the national average interest rate for savings accounts as posted on FDIC.gov, as of October 31, 2025.
- 0.40% is the national average interest rate for savings accounts as posted on FDIC.gov, as of October 31, 2025.
- Bank connections are facilitated by Push by Aave Labs.