iPhone Upgrade Program

1. Service coverage is available only for covered devices and their original included accessories for protection against (i) defects in materials or workmanship, (ii) batteries that retain less than 80% of their original capacity, and (iii) unlimited incidents of accidental damage. Accidental Damage means physical damage from handling due to unexpected and unintentional events. If an iPad is covered in your plan, one compatible Apple Pencil and one compatible Apple-branded iPad keyboard used with your iPad are also covered. AppleCare One is subject to eligibility rules; additions to plan may require inspection and a diagnostic check: Devices must be less than 4 years old and headphones must be less than 1 year old, and only devices in your Apple Account can be covered under AppleCare One. Limit of one (1) Apple Vision Pro can be covered under AppleCare One at a time. Replacement equipment that Apple provides as part of the repair or replacement service may contain new or previously used genuine Apple parts that have been tested and pass Apple functional requirements. There are no service fees for mechanical failures. Each incident of accidental damage protection is subject to a service fee plus applicable tax. If you have a plan with theft and loss coverage, each incident of theft or loss is subject to a deductible plus applicable tax. For complete details, see the AppleCare One Terms and Conditions (opens in a new window) and the Theft and Loss Insurance Documentation (opens in a new window) applicable to your state. For AppleCare+, see Terms and Conditions (opens in a new window) and the Theft and Loss Insurance Documentation (opens in a new window) applicable to your state.

   For iPad, your plan covers one Apple Pencil or Apple Pencil Pro and/or one Apple-branded iPad keyboard compatible with and used with a covered iPad for accidental damage and defects in material or workmanship under your plan.

   For Apple Watch, the band that is covered is the band that came in the same box as the covered Apple Watch. Apple Watch Hermès bands, other than the Hermès Sport Band supplied in the same box as the covered Apple Watch, are not covered. Any replacement band will be an Apple-branded band in a style, material, and color that is subject to Apple’s discretion.

   For Apple Vision Pro, the battery coverage applies only to the original battery included with the Apple Vision Pro and not to any additional batteries. Coverage does not include theft or loss of your device. AppleCare+ will not provide accidental damage protection for accessories not included in the original packaging or third-party accessories used with the Apple Vision Pro, including, but not limited to, prescribed or other corrective lenses.

2. Program available for iPhone 17, iPhone Air, and iPhone 17 Pro. Upgrade subject to eligible models. Available to qualified customers with a credit check and eligible U.S. credit or debit card. Requires a 24-month installment loan with a 0% APR from Citizens Bank, N.A. (subject to any interest, fees, or other costs payable to the card issuer), purchase of AppleCare+ for iPhone, and iPhone activation with one of these national carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. Sales tax and any applicable fees due at time of purchase. Full terms apply.
3. Trade-in values will vary based on the condition, year, and configuration of your eligible trade-in device. Not all devices are eligible for credit. You must be at least the age of majority to be eligible to trade in for credit or for an Apple Gift Card. Trade-in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Sales tax may be assessed on full value of a new device purchase. In-store trade-in requires presentation of a valid photo ID (local law may require saving this information). Offer may not be available in all stores, and may vary between in-store and online trade-in. Some stores may have additional requirements. Apple or its trade-in partners reserve the right to refuse, cancel, or limit quantity of any trade-in transaction for any reason. More details are available from Apple's trade-in partner for trade-in and recycling of eligible devices. Restrictions and limitations may apply.

◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. View Products you can buy from Apple with Apple Card Monthly Installments (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of January 1, 2026, the variable APR on new Apple Card accounts ranges from 17.49% to 27.74%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers (prepaid carrier plans are not supported): AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made at the following special storefronts or when using these discounts in-store at Apple: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.