I've been waiting over a month for Anthropic to respond to my billing issue
nickvecchioni.github.ioHad the same experience after switching from regular credits to a subscription realizing credits not only cannot be refunded but also cannot be used to buy a subscription and even wilder not to buy extra usage for a subscription. In other words credits are just stolen. Took ~10 support tickets and ~4 weeks to get a reply by a human that actually articulates this fact.
My last experience with Claude support has been rough.
I used a Visa card to buy monthly Pro subscription. One day I ran out of credits so I go to buy extra credit. But my card got declined. I recheck my card limit and try again. Still declined.
I try extending the Pro subscription. It works. Turns out my card had a "Secure by Visa" feature. To complete transaction I needed to submit OTP on a Visa page. This page appears when I pay for Pro but not while buying extra credits.
I open a ticket and mention all the details to Claude support. Even these details they come back with "We have no way of knowing why your card was declined. You need to check with your bank".
Later I get hold of a Mastercard with similar protection. OTP triggers on both subscription and extra usage page.
I share the finding and response is still - "We checked with our engineering team and we have no way of knowing why the other Visa card was declined. You have to check with your bank".
I gave up trying to buy extra usage.
My experience with Replicate has also similarly absurd. For testing I loaded $10 to my balance. But I keep getting rate limited with error that my balance should be above $5. Responses have been absurd. AI bot responded that my balance had to be above $10. On asking why the message said $5 the "human" support responded that it might be a "temporary hiccup". Later they came back that my balance had to be above $20 for full rate limits. I asked again - why was their rate limit error message not clear enough? No response for past 10 days.
Its like all these AI companies want to replace developers but their own systems is built using super glue.
I have almost the exact same issue. My account used to be on a one card, which I cancelled. I've updated my Claude subscription to another one and worked without any issues including MFA/OTP.
For some reason I really don't understand, it's a different payment process in the on the Developer Platform page. When I tried to update there with 3 different credit cards (MC, Visa, AmEx) and using Stripe Link, they all got the same rejection. It's clearly some bug / issue on their side.
Their chat bot is honestly an embarrassment for a frontier AI company like Anthropic, generic, not helpful and trying to lecture me on what MFA/OTP implicating "it's you being to stupid to use a credit card".
I'm also waiting already for 2 weeks for a human support on my 2 messages.
This whole thread shows I am (and you are) not alone with this issue, so it's hard to understand how the "engineering team checked" and didn't find anything.
I've been building payments systems for over a decade and just projecting from this thread their support should be blowing up from such an issue - I know in my companies it would have.
I'll just note that I'm using revolut and some of my virtual cards on there appear to randomly be created as Visa or Mastercard. Well, couldn't pay for Claude with my Visa (no matter if virtual or physical card), but found a comment on Reddit suggesting to use Mastercard, and that worked without a hitch.
So they certainly have a problem with their flow with Visa. I wonder if the payment flow was vibecoded from scratch, never experienced that with any other site.
I open a ticket and mention all the details to Claude support. Even these details they come back with "We have no way of knowing why your card was declined. You need to check with your bank".
Well, at least they're dogfooding support.
I've logged on for the first time two days ago on a corporate Claude account.
It took like 40 minutes and worked like this:
1. Sign in to the site, get the onboarding screen, download clients.
2. Run a client, it triggers an email with a link to open on the site so i can authenticate it.
3. Instead of authenticating the client, the site sends me to the onboarding screen again.
4-20: repeat the above loop
21. finally get a code I can paste into the client.
I'm sure someone at Anthropic posted a blog entry with how fast they vibe coded the authentication code. Back before they claimed to have vibe coded a compiler that can do a linux kernel.
It's so funny how all these billion dollar AI companies seem to be unable to hire a single person who can code.
I’m an enterprise customer, and still waiting for a human to respond for over 2 weeks, and there’s a special form for enterprise expedited support. I understand growing pains but this borders incompetence. If Comcast gives better customer service, you have a problem. (I would recommend to stay on the teams plan or personal plan if you can, by the way, unless you really have to)
Not to mention their 1 9s availability (I am not joking, check for yourself).
Insert victims of their own success cliche here.
After my account was inexplicably disabled last month, I submitted numerous support requests, no one has been able to explain why my account was banned or what I should do next.
I even tried to open a new account, but it was immediately disabled as well.No refund, no explain.Disappointed with Anthropic. I've started using codex now, and it works great without any of these weird issues.It was absolutely terrible being vendor lock-in state, happy that I finally have the freedom to choose now tho it is painful to reset all the workflow. Would recommend anyone who is frustrated by this incompetent company should immediately switch to their competitors' products.
I've also been waiting over three weeks to speak with customer support after being gifted an annual subscription just as my payment card expired. The failed payment (after the $200 gift) downgraded my account to the free tier and I lost my annual subscription. I had to pay another $20 to get back into the pro tier plan, but now for some reason I only have $197 in credits and I'm on the monthly subscription instead of the annual. Anthropic basically just made 3+ months of credits disappear for their own billing mistake.
The kicker? When you get downgraded to the Free tier, they don't offer any support beyond the AI bot. You have to go through some hoops to get it to open a support ticket to maybe talk to a human in 4-5 weeks. Unbelievable.
Oh no, that's the same on the $200 tier, don't worry. You never talk to a human.
Same experience. We had a billing bug which put our organization into a loop. Couldn't cancel the subscription, couldn't add one, couldn't delete the users of the organization because of the lack of subscription, and so on. It was easier in the end to rename the organization to 'do not use' and create another one than wait a month for their non existent support.
Me too. I got a random $45.08 invoice from Anthropic on Mar 21 despite the fact that I'm on the Max x5 plan, and have auto top up disabled.
Raised with support immediately, after being told a human would look at it I've not been able to get anything further.
After the January triple billing it took me 20 emails to get a human who alleged he didn’t see the charges. After that, i received only AI responses again. Upon opening credit card disputes they finally replied to say they cant help now because of the disputes. I won the disputes.
I had the displeasure of interacting with that support agent earlier today and was very surprised. It's just as good as the one my ISP has.
We're meant to trust Anthropic enough to replace all of our engineers by their model for writing our software but somehow they don't trust it enough to let it handle simple customer support decisions. But shhhh, it's voluntarily nerfed just slightly bellow ASI for our safety.
> We're meant to trust Anthropic enough to replace all of our engineers by their model for writing our software but somehow they don't trust it enough to let it handle simple customer support decisions.
Anthropic seems to have adopted the toxic Google mentality of "good enough product, barely any customer support" despite being one of the entities that can crack this.
Yeah this would make a lot of sense to crack, given that customer support must be a huge potential revenue stream for them. Starting by fixing their own support would make sense, given that it’s a relatively limited in scope.
Absolutely, the world changing near AGI capable of PHD reasoning and imagination just cannot possibly be trusted to decide on a refund. They'll let it choose a target for a Tomahawk missile but the real problem would be giving it the decision to refund a few bucks. The broligarchy care less about collateral damage in war than they do about refunding someone's $20/mo sub.
hmm, if i give customer refund i can make less paperclips
if i target tomahawk missiles the government will give me money and i can make more paperclips
effective paperclipism strikes again
You're not meant to trust. Stop getting hooked on company PIR
They didn't ssy they did trust their claims.
Who keeps claiming these models are meant to replace engineers?
OpenAI, xAI, Anthropic, Google, MSFT, Spotify, Duolingo and NVidia - those are the ones that come immediately to mind. They're either selling the AI (or the tools to make the AI) or hoping against all hope that they're on the right side of bubble history.
If we soften the claim to "increase engineer productivity" I think something like 70% of engineers would also agree. If you tack on "if applied wisely" then you'll probably be up to 95% of engineers
"Anthropic CEO Says AI Could Replace Software Engineers in 6 to 12 Months"
https://www.entrepreneur.com/business-news/ai-ceo-says-softw...
the remaining population of linkedin users?
Has anyone tried to turn one of thse support agents into a coding harness?
Not like super seriously, but in limited joke capacities it does work
https://www.reddit.com/r/ClaudeCode/comments/1rsbxn9/stop_sp...
In all seriousness, shouldn't Anthropic be heavily dogfooding this sort of use case? I'm also not a huge fan of Amazon's support system, but they at least seem to be using their AI tools a lot for support responses (which has its own issues, but credit where its due).
Every conference talk on this stuff seems to suggest that we're all way behind the curve on AI implementation, but I suspect its mostly smoke and mirrors and mechanical turks. My company invests heavily in automated IVR and chat responses and we still optimize for getting the customer to a real agent. Those agents are largely overseas BPOs, but at least that's better than an AI loop that gets you nowhere.
The truth is that it has nothing to do with AI. Many tech companies learned from Google that the most cost-optimized thing to do is provide zero recourse to customers.
Companies that operate this way figure their customers are either so entrenched they’ll never leave or that it’s cheaper to get a new customer than expend a human’s time fixing a customer’s issue.
I hope OP either files a chargeback with their card or files a small claims court suit. Either way, they should take their money elsewhere.
But they probably won’t, because Claude is the best coding agent. Just like Google is the best search engine/free email/etc.
I had a similar thing happen where I was looking to recover funds from unexpected extra usage charges and got went through an identical experience.
I realize the company barely has time to cash checks, but failing to handle small fry reasonable charge disputes should be handled appropriately.
I'm on $20 Pro plan, I only use Claude through the web chat interface at claude.ai. I do not use Claude Code, the API, or any third-party integrations.
so far for this month "$81.07 spent (Resets May 1)" just 8 days. For basic web-based conversations, accumulating $81 in overage charges within three days(April 5, April 6, April 7) is unreasonable.
Do you have extra usage enabled? Where are you finding this info?
I just checked my setting. I have it enabled (was 100% sure I had it off) but the limit to USD 0.
So they're clearly playing some tricks here when they give you rebates - it turns on the overusage again.
> Anthropic is an AI company that builds one of the most capable AI assistants in the world. Their support system is a Fin AI chatbot that can’t actually help you.
If the progenitors with functionally infinite tokens can't get this basic stuff right, everything else they are doing is just blowing smoke. I don't care if you can ship a kernel compiler or a janky "browser"; how about just make your software work? The smartest guys in this space, engineers making 7 figures in TC, with billions in capital, unlimited tokens, and access to the best models cannot make a simple customer support chatbot work.
But you! You're expected to deliver that customer support agent that's going to allow them to cut 500 people from payroll. You'll have it by Monday, right?
It's some Tai Lopez "Here in my garage" energy.
Let that sink in.
What if they built their company with poor support, so they don’t have to hold up to any standard ? But others companies have historically good reputation for good customer support, and maybe AI can help them automate easily 80% of easiest requests
Hear me out: what if a lot of the hype they are selling you is performative marketing that they absolutely need your C-suite to believe so they can cut more headcount? Then spend a bunch of time generating piles of code that is human unmaintainable because now you're using AI code reviewers, AI testers, AI QA. Then thrash around using more tokens when it invariably causes production issues and no one can read the code anymore except for their latest and greatest models with 1m context window.
Congrats. Thats the strategy of OAi and Anthropic.
Those are already automated by making your first question "Did you plug it in?", followed by "Did you actually plug it in?". Or industry equivalent. It's not like there wasn't any research into this in the past century.
Clearly they have sales and other teams as the important people within the company, with customer services being down the pecking order.
They don't need AI to automate their customer service requests, they just need decent forms with a standard issue helpdesk system. It takes some work to get right, but anyone with experience of building customer support services will be able to do that, to put most of the customer service team out of work!!!
The problem is that the Law of The Instrument applies:
It is tempting, if the only tool you have is a hammer, to treat everything as if it were a nail.
So we have some AI 'hammer' going on here, and it is the wrong tool.
At a guess, 80% of the customer service requests are going to be billing related, with some need to provide refunds or free credits. Get the form right so it shows the right boxes and these 'easy wins' can show up as a big list that a customer service person has to glance over before hitting the 'refund everyone' button. You need the human there to take responsibility, plus they can work on the 20% of other tickets, once they have spent ten minutes clearing down the refunds/extra credits requests.
Google don't sell much to end customers, therefore no support. If I search Google for how to remove fonts from my computer that are not latin, and their AI bot gives me an answer that zaps my whole computer, I can't complain and ask for a refund because I never paid anything in the first place. Google do not need to speak to a single customer.
Meanwhile, Arsthropic have a commercial product with billing. They prefer not to do customer service, but they are stupid. Every contact with customers and friendly customer service is an opportunity to sell more to customers or to not have them hate you. This is why companies should do customer service, however, they also need to put CS at the heart of the org chart and acknowledge that a well run CS department raises revenue and is not a cost.
AI customer support is basically this: waste customer time by burning tokens instead of outsourcing to India.
It's really a bit fascinating. I've had Claude one-shot complex functionality... and I've had it be unable to debug its own .mcp.json file effectively.
Agents are very capable. Their implementation matters. I doubt many support agents have access to editing user records, so even if they can accept responsibility they won't be able to make any radical changes to your account to fix those. It's not AI problem per se, it's a product problem.
Why do you think that's the case?> I doubt many support agents have access to editing user recordsJust because agents aren't immune to prompt injection doesn't make it so that they aren't fantastically capable
My grandma gave me $10,000 in credit for Christmas and they never showed up. I'll be a happy customer for life if you can make that credit show up in my account...
It only has a ~1 in 20,000 chance of working but at scale it'll go through!
So it's just a coincidence that they can't edit user records? They can't get another agent to fix that, even?
> AI-only support that serves as a wall between customers and anyone who can actually resolve their issue
My god. Anthropic has done it. Those crazy bastards have gone ahead and done it!
They've achieved AGI for customer service. It's just like the real thing!
TBF, I think Anthropic is a victim of their own success right now. We've had clients reach out to their sales team and be unable to reach anyone. I think they are just busier than they can actually handle.
I had a very mediocre experience with their sales team when I was trying to understand how my company could sign up for their enterprise plan. I could barely get the time of day from them and once I finally got a response, the rep knew very little and never responded to my follow up questions. At that time, enterprise plans started at a $250,000 minimum spend/year, which we would've been well over.
Yes, it’s pretty much the case, they are trying to scale as fast as they can from what I understand. Their growth over the last year has been just insane
A bit ironic for an AI company. But your business should put trust into their tech.
> I also wanted to confirm with a human on exactly what went wrong
They wouldn't be able to tell you. The entire back end system is probaby vibe-coded and nobody really understands what it does.
I tried their Pro plan on March 1 and immediately noticed how bad their usage limits were, so I asked for a refund that same evening.
Their chatbot accepted the request, I was downgraded to the free plan immediately, and since then I have been waiting for the money.
Did you follow up? You might need to do it again before charge back.
Thankfully that's not Google, so your life is not going to be turned upside down because they don't give a f*.
I opened a new ticket over three weeks ago to ask about the status of the refund, and that has been left untouched as well.
Now I have submitted a reclamation request to my bank and am waiting for a response.
I weirdly feel like this is a newer issue. Hadn't had a problem running queries/actions previously up until this past month where it seems I'm constantly get hit with rate limits while not increasing my usage
The default model is Opus 1M context, so autocompact doesn't run as frequently, and that just Devours your session budget if you're not careful. There are some env variables you can (ask claude to) set to lower your max context window and autocompact threshold.
Issue a chargeback.
It's important to remember that a chargeback should be considered the nuclear option, and, when using it, one should be comfortable with the possibility that one might never do business with this company again, since it could result in being blacklisted (even if one is, in fact, in the right). I'm not saying not to do it, but one should keep in mind the potential repercussions.
If a business attempts to steal from me I instantly charge back and the onus is on them to prove that I owe them money. I do this all the time and have never been blacklisted.
Some companies like Activision clearly state in their terms that chargeback means you will be permanently banned, no exceptions. You'll lose your account and access to all digital "purchases" forever.
They don't need to prove anything to stop doing business with you.
In the US.
And that's only because when Activision makes a digital "sale" they have no legal obligation to follow through and give you what they promised.
This is why the seven seas are so important for preserving our purchases, companies be damned.
With some of the large companies, blacklisted is a real concern.
eBay is one known example.
I've heard the same for Amazon (forget if it was retail or AWS).
It's cheaper to lose your business than to have a proper human review every complaint.
I've charged back amazon over retail issues that they did not deem worthy of providing me a human to interact with.
It whined about it for a bit on their site but eventually just gave up. Works normal again.
I have a few customers like that. They sign up, forget about it, then they see it on their statement and issue a chargeback. Not only do they get their $20 back (that they very willingly signed up for), but I have to pay another $35 to Stripe for the privilege of having a forgetful customer who couldn't even be bothered to email me for a refund.
> I have to pay another $35 to Stripe for the privilege of having a forgetful customer who couldn't even be bothered to email me for a refund.
I've seen some businesses send a pre-billing email telling customers that they'll be charged on a certain date, so that customers have time to cancel if they want.
Cloudflare does that for domain renewals, sending out emails 30 and 60 days before.
Of course, there are also some businesses that hope that customers forget that they're subscribed, so that there's breakage.
> Cloudflare does that for domain renewals
That's just standard. Every domain registrar/vendor does this.
Mine is a one-off payment :( They just forget they paid for it, plus the company name isn't the same as the app name, so they just go "welp, someone must be stealing from me!" and request a chargeback.
Completely by accident, I have a setup that sends a pdf invoice to customers a couple of days after the sale. I’m pretty sure it’s a stripe option I must’ve misclicked.
Anyway- turns out that on the rare occasion someone’s had an issue, this gives them a really easy mechanism to write to me and tell me about it. They let off their steam in the email and then we make things good together. (Yet another reason why I always oppose noreply email addresses)
I still don’t know what or where the setting is, mind.
That's a great idea, thanks! I've found and enabled a few emails, though I think the actual invoice email is a checkout parameter. This should help, thanks!
Anecdotally I helped a client entirely eliminate their chargeback rate by creating a new subsidiary named directly after their product, so that the billing line item was obviously the product. They also saw a slight increase in inbound sales, which surprised me.
Were you dealing with some other payment processor or bank that didn't allow custom statement descriptors? Stripe and PayPal let me write whatever I want there.
That's a great idea, but it's only helpful above a certain sales volume, which I don't really have. It's just disappointing when the charge back happens, but the economics of the business don't really warrant doing anything about it.
Yeah that kind of seems like antiquated fear-mongering. Next they should call the BBB and leave a strongly-worded review!
You joke but I got bbb involved with a scammy business insurance company that is easy to sign up for but you can't cancel or stop renewal or change billing info. Company has an infinite hold line and never responds to anything. Filed a complaint on BBB and it was responded to next business day.
wait, int the BBB just boomer yelp?
Believe it or not, back in the mists of time we had these things called “public institutions” which were at least notionally chartered to, and in fact somewhat did, act in the public benefit.
The BBB was one of those — not always perfect, but consumer-friendly and not out to scam or profit. Yelp is just another VC-backed money play. They do not now or have they ever claimed or intended to make the world a better place without regard for their own profit.
I don't think it's helpful to think about this as the company "trying to steal from you". There is no intention here. It's just something that got lost in a bad IT system. You gain nothing from issuing a chargeback. You imperceptibly nudge some statistic and a "banned for life" flag might automatically get flipped in a database. There's no righteous comeuppance here.
You try to contact support, pester them a bit, call someone if possible, and eventually, you may get your money back. If you don't, then you issue the chargeback.
> There is no intention here.
You don’t think it’s funny how the mechanism for taking the money is never broken?
Work with a large company who won’t pay your 30 or 45 day invoice for 90 days before you broadly decide this.
> You don’t think it’s funny how the mechanism for taking the money is never broken?
I dunno, sometimes it is.
The most broken I've seen in my favour was a ~$600 purchase where the order flow broke partway through. Customer support was a major pain to get in contact with in order to figure out how to give them my money. When I eventually managed to talk to someone, they advised that maybe their third-party fraud algorithms didn't like my email. I changed my email, the order worked when I placed it again, and I received my product a week later.
Several months later, without any communication from the company, I received a second product in the mail, presumably from the first order that I didn't pay for. Based on how much of a pain it was to contact support the first time, I wasn't about to do so again based on their mistake. To be charitable, I kept the package in my garage for a couple months in case the company contacted me to arrange return shipping. Not hearing from them, I just sold it off.
> Work with a large company who won’t pay your 30 or 45 day invoice for 90 days before you broadly decide this.
I have had this experience. I don't see how a chargeback would've helped. Typically, you would invoice someone for time you've worked for them, or sometimes you buy a product from one company and invoice another for the expense.
Chargebacks don't help you get a company to pay your invoice. Debt collectors do.
In any case, this is something different from refunding a purchase as a customer, which was the topic at hand.
The topic I replied to
was giving the benefit of the doubt on the intention of big companies putting no effort in to fix their workflows if it makes them more money to work with you improperly.
waiting for month for a refund (and having lost access to the pro plan immediately but no immediate refund) is definite grounds for chargeback.
there is no human on the other end of the chain, and I bet that chargebacks are how they issue refunds (ie relying on the "nuclear" option as the standard practice of how refunds fundamentally works at their company.
ie "don't need to answer emails about refunds, because if they really wanted their money back, they'd issue a chargeback" as part of the regular procedure.
a lot of companies do this, and it's a common way of minimizing customer support budgets.
Unless you're big cheese, too many disputes can get a company cut off. Disputes aren't free to mediate, there's a cost to handle each one.
Visa/MC can block a company, happens for lots of reasons.
The more people use chargebacks to get around black hole customer service the better, because it is difficult for companies to blacklist everyone. If they don't want to pay the mediation fee, they should provide customer service in the first place.
There's a misunderstanding here. I'll make it clearer.
The "Unless you're big cheese" is the company you're doing the charge back against.
If a company, such as Anthropic has too many chargebacks? Visa/MC can ban them from their network. It happens to smaller companies all the time, mostly because it costs Visa/MC + the banks involved to deal with each chargeback, and also, it's typically a sign of fraudulent behaviour.
Visa/MC are not a charity, or are payment processors. They need profit. Take it away by creating all this extra work, chargeback work, and they're not making money any more.
The "big cheese" part is, if you're amazon or google, things can be negotiated at that scale. Maybe they pay a larger settlement fee, whatever. And of course Google Play, or Amazon utterly dwarfs Anthropic CC activity at this point, even though they have a large valuation and potential future ahead.
Still, I have no idea what the background metrics and profit points are for Visa/MC, only that I've seen even medium sized companies have issues with too many chargebacks. And, we've all seen Visa/MC decide they don't like gambling, or porn sites and just drop them. Some of those companies were quite large and had a lot of flow for them.
So I don't think many companies will just use chargebacks as a support mechanism. That is, unless they're just completely incompetent.
at this point Anthropic/OpenAI have enough equity to buy out the entire Visa and Mastercard ecosystems.
It's all fake venture capital money, but they are the big cheese.
Having equity doesn't mean they can buy it, and regardless, that doesn't mean Visa/MC will work for free, or the banks/payment processors. Too many charge backs from an account, and that's the result.
It's unclear how large their retail business is, which is why I mentioned that, and that's where you see most CC payments. Companies with any serious usage are going to pay via wire or bill payment via banks directly. McDonalds, for example, likely has a larger daily spend on cards.
This is, yes you were robbed, but what if you want to partner with the bandit later?
They'll just rob you in your future interactions too.
But what if the robber becomes a monopoly and you have to partner with them in the future? Who's gonna save you? Government?
Then you get to enjoy mandatory robbery.
I always wondered about this. Do companies tie the credit card to an identity to block or do they just block the cc number?
If the latter, seems like a small friction point for a consumer. Given how often cc numbers change and how many an (American) consumer has, this won’t block anything unless you are charging back more than once every few months.
It's up to the company, but since many companies don't want to keep card numbers around (and some processors don't let you see the card number anyway), they're probably more likely to block on identity. Maybe flag the IP address of the transaction for "additional screening" on all future transactions, etc.
IPs are notoriously unreliable for identity pinning, particularly in this age of CGNAT.
If they can’t or don’t want cc numbers (makes sense considering how painful PCI guidelines are anyway) does that mean they need to rely on more tools from the processors or user accounts maintained by the merchant themselves?
CC numbers are also bound to get recycled eventually as cards expire and/or get replaced... even if you block a card, it might have a new owner 6 months or so later.
The number space between the first 6 digits (BIN) and the Luhn check digit is 9 digits — that's 1 billion numbers that issuers can give out before a collision happens.
That doesn't seem to be more than an order of magnitude off between available numbers and issued cards - a cursory search says there are over a billion credit cards in circulation in the US alone.
I think you're confusing the available number space per BIN (often used for a single card product) with the number of available numbers per network.
Visa and Mastercard each have 14 digits worth of permutations to play with, excluding the first and last digits. That's one hundred trillion numbers.
Assuming 8 billion people in the world, each person can hold 12,500 of either Visa or Mastercard before a collision happens. (As above, the number space is smaller because of how BINs are issued, but that's still plenty.)
Except the banks have "helpfully" provided a service to merchants to tell them, "this card has expired, here is the new number to charge" (or expiry/CVV).
I remember getting into an argument with a bank teller about me wanting to block/dispute transactions and how they kept approving transactions. "But you have an agreement with the gym..." That's between me and the gym, not for you to facilitate on their behalf.
Obnoxiously that doesn't cover all the edge cases for consumers. Payments from my watch recently started failing with a generic "declined" error. After calling my bank I worked out that my credit card had been replaced some months ago in advance of a recent expiry - I updated my phone wallet at the time, but my watch's wallet didn't give any indication that it was trying to use an expired card.
It's also important to remember that chargebacks aren't under our control. As cardholders, we can't issue them directly.
All we can do is submit a dispute to the bank. The bank will then investigate (however they do that), and eventually act (in whatever way they choose -- which may include a chargeback).
It may seem pedantic, but it's an important detail. Chargebacks are ugly. They constitute red flags on merchant accounts, and with enough of those red flags their own rates are affected (or worse).
Nobody wants chargebacks. Banks don't want them (they take time, and therefore money, to deal with). Vendors certainly don't want them. And consumers don't want them, either -- they just want to be made financially whole, however that happens.
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I had a problem once with a local record store where I got charged twice for one purchase. I loved that store very much (I grew up buying my music there), and at no point did I think that they would ever deliberately rip anyone off. But somehow after repeated phone calls and at least one visit, nobody I talked was able to either fix the problem or hand it over to someone who could.
So, in desperation: I called the bank and asked for help. I told them what had happened, and what I'd tried to do to resolve it, and they told me I could file a dispute and they would investigate. So that's what I did.
The next afternoon, I got a phone call from the store's very apologetic bookkeeper. He informed me that he'd received a call from my bank, and that he'd fixed the problem by refunding both of the charges, asked if that made me satisfied, apologized profusely again, and thanked me for my business.
That was a little bit above-and-beyond on the humbleness scale, but whatever. My problem was more than fixed and my fondness for the business was completely restored.
---
Anyway, back to the point about being pedantic with nomenclature: All I did was file a dispute, all the bank did was make a phone call to the right person, and all the vendor did was fix the problem.
No chargeback took place.
The fact that the record store could have easily handled your issue, but chose not to (and chose to not empower any of their employees to) until a bank got involved, should give a clue about what kind of company they actually were.
Yeah, good point.
I'll just forget about the fact that I'd spent thousands of dollars there over the course of decades, and they knew what I liked and would order inventory hoping that I'd buy it, and hold onto some of the tchotchke when it was time to take down some release date posters and put up new, just in case I wanted to take some, and I still kept giving them money until they eventually closed their doors forever because the owner was old and the building got ruined in a flood.
You're right. None of that was important. I'll just focus on that one incident when the kid at the counter of a record store couldn't figure out a financial problem on their own. That's all I need to know about the place. Those fuckin' scumbags!
Thank you very much. Your insight is very rewarding to me.
So the Anthropic company would blacklist you for taking your money back by force that they owe you?
Ok sounds like evil should be labeled and not tolerated as anything else.
More like, you don't sue a vendor and then expect the relationship to go back to status quo ante.
A chargeback is essentially binding arbitration and it can be existentially costly for small businesses, especially those unable effectively to advocate for themselves in a fairly complex and little-known process. Excess chargeback initiations - even of failed chargebacks - will also get acquirer accounts closed, meaning the business formerly a client of that acquirer can now no longer accept credit cards. (Modern acquirers like Stripe also do this, because the card issuers and payment networks will eventually cut them off if they don't: Stripe is not "too big to fail" according to Visa, which is why you may not sell sex or porn via Stripe.)
Anthropic doesn't need to care, of course. No one is going to fire them as a customer over excess chargebacks, and a hundred such fees are still cheaper than one hire. Anthropic has a burn rate. Chargebacks impinge much more heavily on businesses that need to earn money selling goods or services. It's important not to confuse one with the other.
> More like, you don't sue a vendor and then expect the relationship to go back to status quo ante.
Depends on the specific relationship between the parties and the nature of the lawsuit.
If I sue Walmart, the only grocer in my town, for mislabelling the weight of their ground beef, we (as a society/government) probably shouldn't allow Walmart to retaliate by banning me from their stores.
I wasn't talking about what 'should be allowed,' rather what presently is. But your example goes rather more to my point, don't you think?
As with any tenant (owner or domicilee) of a private property in the US, the management of a store has broad privilege over lawful access to the premises, the legal theory at basis being that of trespass. Stores frequently use this power to exclude known shoplifters, check kiters, etc.
Not you, though, not after having prevailed in Marsymars v. Wally World - congratulations! Absent some novel obnoxious behavior on your part, the terms of the judgment are such that treating you as a trespasser would almost certainly result in a further finding of contempt of court, with penalties condign upon the franchise. (The general property right is not abrogated, but the specific judgment takes precedence where it applies.)
That relationship is materially different from the one which predeceased it, and the change was a direct consequence of your suit. Granted, Wal-Mart was not to you a "vendor" in the sense we mean it here but a retail store serving the general public, and you are not a "client" but a customer, and the parallel fails of establishment in several other obvious ways besides. I'm impressed it still goes so well to my point despite those flaws. Good work!
Yikes. That's unacceptable. Crazy that it has been over a month and you still haven't gotten the refund.
In 2018 I made a reservation with Tesla for a Powerwall by "paying" 500 EUR. After being ignored for months (someone was supposed to contact us regarding the installation), we started asking for the money back. Didn't hear anything. Started sending an email once a year, in 2025 they finally replied asking for bank account details to send back the money.
I think this may be a purposeful tactic. It’s like raising investor money from people who get no shares for their money. These reservations are just scammy.
Cool.
Ask them for the interest too. I would imagine the 2018 to 2025 inflation entitles you to at least another 200 EUR on top of the original sum.
I don't think the original terms of contract volunteered you to act as a lending institution.
Usually those contracts do exempt the company from paying you interest.
I think it's slightly comical to see people from the tech community deal with the problems, as customers, that are brought about by the dysfunction of AI. No, I'm not making a sweeping statement on the usefulness of AI. It clearly is capable in some areas. But, surely, companies should have an incentive to have a functioning customer support? And doubly so if you're a company trying to automate labor?
I haven't had these issues but I find it strange that I can only sign in with email magic links and no other auth like webauthn for example.
Anthropic doesn't allow you to hide or unshare Projects which were shared by team members who are no longer on the team. Contacted them about this two months ago, have yet to hear from any human.
Sorry to hear that. Yeah, it seems like this is a shared experience among many Claude users. Hoping that this post will draw more attention to the issue so that Anthropic will address it.
Yeah, it's funny because they claim that we are reaching out to "Enterprise" support - but it's the exact same support experience as yours, a Fin AI Chatbot that replies with "Thank you for reaching out to Anthropic's Enterprise Support. We've received your request and a member of our team will be in touch soon for further assistance."
and then nothing else.
This is what credit card chargebacks are for.
I'm sure this guy would like to actually keep using Claude though instead of getting permanently banned.
Yep. I don't want to get blacklisted from using Claude indefinitely by doing a credit card chargeback.
Well, that's kinda the problem, isn't it? Even after being erroneously charged and ghosted by their non-existent support for a month, you'll still happily keep paying for their services.
If most people think like you, why indeed bother providing support at all?
Good point. I did actually cancel my Claude subscription a week or two ago, but I renewed it (regretfully) just the other day. The only other SOTA model that seems to be on-par with Opus 4.6 for engineering work is (maybe?) Codex 5.3, though I would rather not support Sam Altman indirectly.
What happened to voting with your wallet.
Corporate consolidation.
Then get fucked in the wallet I guess ?
Use another CC and email address?
Stripe's pretty good at using other signals to block this sort of thing.
Interesting to know, thanks.
it took me like 6 weeks and 12 chat sessions to get Anthropic to essentially end the conversation with "Yeah, whoops, we'll forward that to the dev team." when they cut my max sub short by 4 hours.
that's the single reason I am no longer a customer. I don't feel like shoveling money at non-communicating phantoms.
4 hours of credit wasn't by any means worth the time, what irked me was the casual disregard for lost customer value.
Free market: a market that is completely free to do whatever it wants to you.
I don’t know why you waited so long to submit this to the support forum they actually read, which is of course this one.
I did a chargeback against OpenAI for something similar and I showed my credit card company the logs with the support bot, as it was my only point of contact for the company.
It’s funny because not even claude knows how to reach someone. It was freaking out over why it couldn’t follow my instructions and kept pulling away from them. They exhausted everything and finally they were like I can’t do anything about this.. Although they did admit if I said I was suicidal a message would probably get to a human but that they couldn’t do that as it would be wrong lol
It's been more than a year for us in India. We've resorted to using openrouter. How is Mythos or whatever their latest is not realizing that this is a priority - customers WANT to pay you and cannot!
I didnt know that they have any useful support at all! :-D
I sent them some feedbacks one some issues, actually good ideas, and I didnt get any response so far.
I wouldn't hold your breath. It seems like the only way to get an actual human response is by complaining on Twitter/X and hoping that Boris Cherny responds. https://x.com/bcherny
I even wrote it not only per email but also in the "in-chat feedback" system (you can add a text to a response)
Also on LinkedIn they are siltent - I reached out to one of their sales reps, no response.
Maybe in the end we will have "Google-class" support?
> I even wrote it not only per email but also in the "in-chat feedback" system
Yeah, I did the same. Before falling back to sending an email to support@mail.anthropic.com (which my blog post references), I had 3 separate Fin AI in-chat convos trying to get in touch with someone. All of them defaulted to the "ask for a refund" workflow that only applies for subscriptions and left me more frustrated than anything.
Have you tried suieng then in small claims court? They skimp in being a real company with real legal support by burning infestor capital, because staff attorney salaries are accounted for much harder than individualized lawsuits from practices not directly resolved next lay period.
Most people who commit wire fraud weren't socially bullied and criticized enough before their professional positions to keep in line legally. Useless failures.
Yes this would have been the first thing I would have jumped to after a week of no reply.
Then you get to show up with a sheriff at their office and confiscate equipment.
You don't get to steal people's money because you're busy trying to destroy human employment.
Fin is actually Intercom’s branded agent, so if Anthropic is using their own model for support at all isn’t clear.
I was curious so I looked into it. Seems like my issues were encountered when Fin AI was running on Sonnet 4.0, though Fin AI's new model (Fin Apex 1.0) was rolled out ~2 weeks ago. https://www.intercom.com/blog/announcing-fin-apex-the-age-of...
This is the risk of being a consumer in the AI world - companies are running extremely lean on real humans and are deferring support to AI chatbots with no real reasoning abilities...
Also an issue with scale - for example, Google having similar issues of not handling small, isolated cases.
Hope you get your money back!
Google is like this since ever, way before AI, so no, that's not the reason.
Thanks, I hope so too!
If it's a money issue then file a charge back with your credit card. That generally gets someone's attention.
See the other commenter/thread that recommended I do this. I'm worried that by doing a chargeback, I will be blacklisted from using Anthropic's services, which I feel like is a reasonable assumption.
If the product is really so good that you're willing to let the vendor abuse and defraud you then just treat it as a cost of doing business and move on. Personally I wouldn't tolerate that, but I guess it's a matter of priorities.
Until they do start doing identity verification, I think you're good. Frankly, don't be a coward. If you're getting treated like this, why would you even want to use their services in the future?
> why would you even want to use their services in the future?
Uhhh my base case is you will be forced to or just be forgotten, not unlike not having a cell phone or a bank account.
Did you get the API credit? Maybe it's a wash?
I did get the API credit, but it was "only" $100 so I'm still ~$80 shy.
That will get their attention - to blacklist you from ever doing business again with them. People saying this is a nuclear option are telling this because they know what a charge back means for a business owner. So treat it like that.
You can call Google and their support for business customers is personal and excellent.
I had a similar experience. Pretty ironic that we can't reach a human given that "Anthropic" literally means "involving or concerning the existence of human life".
It’s not really ironic, tech companies are just liars and their names mean nothing.
There’s nothing Meta about Meta.
There’s nothing soft about Microsoft.
Apple is a fruit, not a phone.
I’ve submitted an app (connectors?) to their store and their submission form indicated a 2 weeks turnaround for an answer, including the possibility of not even getting a response at all (it was written verbatim). Not sure who’s responsible for customer support but damn. (Needless to say I never heard back)
I'm not surprised, I burn (on purpose) more than 15k$/month on Anthropic tokens and I've never been able to talk to any of their sales despite filling the contact form every week for the past 4 months :')
You're worth a whole department of claude subscribers which tells me they don't give a fuck about API users.
$15K/month? USD? Are we talking company funds or personal?
Jesus, there are really people who can afford to burn $15,000 a month instead of just learning to code?
What do you want to buy?
If it’s cheaper tokens…don’t expect a call…
at least, until your monthly usage slips.
FTC should enforce across all companies either a support level commensurate to revenues, or the ability for customers to force refunds automatically.
Their response time is usually around a month IME, yes.
Ah, I wouldn't have written this blog post if I had known that that was the usual turnaround time. There should really be more transparency on when one should expect to hear back rather than the generic response of "a member of our team will be with you as soon as we can."
edit: albeit another commenter claims they have been waiting for 2 months...
Just enough time to have your chargeback denied by the bank.
Thinking it might be time to push for some laws to mandate companies have better systems to handle and address concerns that impact customers businesses and livelihoods.
This inability to reach and/or get things resolved through customer support channels seems endemic, and probably generally part of the enshittification trend as a whole.
Large corporations have been downsizing on QA and CS roles since before the LLM era. For many of those companies the lack of proper QA leads to more problems for users which compounds the lack of available CS staff. It's called either enshittification or maximizing shareholder value, can't remember which.
Why not both? ;)
I asked the Gumroad support AI for a human.
It forwarded my request which was then answered by an open claw agent :/
Still waiting for a response two weeks later.
The Gumroad CEO infamously fired and rehired everyone as contractors, and worked for DOGE last year until his delusions were shattered. It seems that your experience doesn't come from nowhere.
TBF I'd probably pay some solicitor $50 to have them send a nicely worded letter after 2 weeks.
You're too kind for the company trying to steal from you - whether intentionally or by negligence, doesn't really matter.
Or the small claims court mentioned by someone else. Make sure to add your time and the cost of the representation.
Same, I tested Claude Code CLI and it crapped out and took my money, and they haven't responded to my billing dispute yet. Meanwhile JetBrains replies within hours and Junie is LLM agnostic. I'm a huge fan of JetBrains for AI coding.
LLM agnostic? I thought they ran their own LLM. Can you use Junie with Claude, but have your payment contact only through JetBrains?
The fact nothing has changed regarding their non-existent support within a year just shows where their priorities lie. And I will make the bold assumption that this situation will be unchanged after exactly one year.
I guess I shouldn’t feel so bad then that I have a ticket open that I keep updating every few days with how long it’s been without a response. It’s only been a few weeks.
Similar experiences here. Suddenly my max 20 account is just useless…
if this is on a credit card you can get the money back from the credit card company for "undelivered goods"
Their support is non-existent. It's NOT suitable for enterprise.
It is also terrible for me. I paid 50$ a few weeks back and they cut me off from using the fucking app regardless of the money I paid into it, and I could do nothing until I got the access back and they did not have a way to refund the 50$ cause I was irate.
I have now been waiting 2 months for a response to a similar problem. Thanks for the reminder about it, it's time to dig out the chargebacks...
No worries, happy to have reminded you. :)
Anthropic has been so poorly managed that it is getting embarrassing. I mean... Doing a poorer job than Altman is quite a feat The thing people are competing right now is who lies the most.
We've been trying to get a Claude Code subscription for my company, the pricing page says $25 but they actually charge £25, 34% higher. I've been trying to talk to them for months, their support people don't even read what I'm saying and insist that it's somehow because of proration.
I'm fairly sure their billing backend is vibe-coded and their support is worse than Google's.
This sucks but is not surprising at all. Anthropic has more demand than it could ever fulfill, and looking into support tickets asking for refunds is never going to get anyone’s attention. If you actually want the money back, assuming you live in the US, this is what small-claims court is for.
The fact that denizens of HN think that taking a company to small-claims court is a reasonable approach to getting refunds :: SMH
Once again [0], Anthropic does not care about you and they are not your friends.
The other day Dario and Co, were looking at a robotic lamp that does your laundry and folds your clothes. He cares more about investing in that than your billing issue.
To them, they see us as gambling addicts, whilst we pay them their overpriced credits at their casino.
The house (Anthropic) always wins.
I canceled my Rackspace Email account, in February, and they keep sending me "past due" notices.
I responded to the last one with "This account was canceled. If you persist in this harassment, I will open a case with the NYSAG."