Uber Visa Card
uber.comso it's just another random visa card without any special discount (cashback) on uber rides? Is there any point to this?
At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee.
You can also use the points for Uber credits.
4% on dining is actually the highest category rewards for restaurants right now. Next highest card is 3%. So this card definitely has a niche.
> 4% on dining
It sounds like 4% is only if you redeem points for Uber credits.
The fine print sounds like cash back redemptions are at a flat 1%:
> Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.
My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825.
These are good terms. In fact, too good. Based on my experience, once credit card company reels in enough customer base, they will revise down rewards. But these should be good for at least a year.
I'm not an expert on of any sorts. But these cashback values are much better than my current credit card. And I pay an $100 a year fee for mine. This one is free. It just seems a very solid card.
I agree; I mainly use my Amazon Prime card (5% on Amazon, 2% at restaurants, 1% otherwise), and this card is much better - plus there's an extra $50 back from subscriptions which is nice.
I'll wait for the Lyft one though.
> But these cashback values are much better than my current credit card.
The page is misleading — those percentages aren't cash back values, they're for if you redeem as Uber credits; only 1% if you redeem as cash back.
My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825.
Only drawback is association with a card that says "Uber" on it. Their brand is terrible.
For any online purchases, I suppose that's less of an issue.
Not sure where you live but Uber's 'terrible' brand is at best a very localized phenomenon. In most of the world it's either a neutral or positive association.
1% universal cashback is nothing special.
How much cashback on a Lyft?
US only?
Seems so.
``` The Uber Visa Card is issued by Barclays pursuant to a license by Visa USA Incorporated. Visa is a registered trademark of Visa USA Incorporated. ```